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$699,000

Beds
4
Baths
2.5
sq ft
2,813

225 Cotton Ridge Rd, Winchester, VA 22603

225 Cotton Ridge Rd

WINCHESTER, VA 22603

  • 14 days on market
Before even entering this elegant home, you know you’re looking at something special. The handsome brickwork combined with unique architectural features holds promise—that delivers. And sitting on five unblemished acres, against a backdrop of mature hardwoods and attractive landscaping, it provides significant privacy. But it’s everything inside that both surprises and pleases. Greeted by cathedral ceilings, oversized windows, bright hardwood floors, and contemporary paint, this floor plan is a breath of fresh air. Step down into a living room with plenty of space for furniture and a fetching wall of usable built-in shelves and cabinets. The central staircase offers a touch of whimsy with its chalkboard side perfect for kid or adult games—or your message of the day. The dining area pleases with a view of the great outdoors and space for a formal table plus standalone pieces—and even has an adjacent mini-counter where you could snack or work. Enter the tile-floored kitchen with plenty of cabinets, a cooktop island, double oven, and butcher-block style open shelf units. You won’t lack for storage or counterspace in this gourmet kitchen. Transitioning seamlessly to the cozy family room, with space between for a casual dining set-up, you reap additional lounge space, with a gas fireplace anchoring one wall and big glass doors leading to a back deck outside. A half-bath, extra room (perfect for an office), and mud or laundry room with access to the three-car garage round out this level. The four bedrooms and two full baths are upstairs. The primary bedroom wows with its generous space, window seat, walk-in closet, and spectacular en suite bath with gorgeous tilework, a sunken tub, separate shower, and a double vanity with abundant storage. The other three bedrooms come in welcome sizes with dedicated closet space. Head outside to enjoy your deck and the bricked patio in your lush garden and natural oasis. There’s even a basketball court off the driveway. This is a must-see if you long for a spectacular house with elbow room while still having a Winchester address.

Details

Property type

Single Family Residence

Est. home value

$611,816

Lot size

5.0 acres

Price per sq ft

$249

Year built

1992

Annual property taxes

$2,618

Monthly HOA fee

$41.67

Price History

06/19/2024

Bright #VAFV2019802

Listed
$699,000
+81.56%
09/03/2015

Bright #1001322529

Sold
$385,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

JAMES WOOD

School district: 

FREDERICK COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$343,407
Asking price
$699,000
Closing costs (~8% of asking)
-$55,920
Est. remaining loan balance
-$299,673
Cash to seller
$343,407

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Integrity Home Mortgage Corporation

Loan start date

September 2015

Original loan amount

$365,750

Est. remaining balance

$299,673

Interest rate

4.09%

Loan type

Not Provided, 30 year

Seller

Stephen D Swiger and Jessica L Swiger

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 07/03/2024 at 10:50 AM

Listing updated: 06/21/2024 at 9:04 AM

Listed by: Daniel J Whitacre, Colony Realty Phone #: (540) 662-0323

MLS: Bright #VAFV2019802

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