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$339,999

Beds
2
Baths
2.5
sq ft
2,804

225 Jernigan Ave, Bonifay, FL 32425

225 Jernigan Ave

Bonifay, FL 32425

  • 1 day on market
This beautifully renovated 2-bedroom, 2.5-bathroom brick home offers a rare combination of comfort, style, and convenience. Situated on a peaceful half-acre waterfront lot less than a mile from downtown Bonifay, this property provides the perfect blend of privacy and accessibility. Fully renovated in 2021, the home features a spacious open floor plan with a large living room and bonus room, both with their own gas fireplaces, offering plenty of space for both relaxation and entertaining. The kitchen is a chef's dream, with sleek white cabinetry, quartz countertops, a gas stove and a breakfast nook. The large master suite is a standout, featuring a luxurious en suite with a soaker/massage tub and separate custom tiled shower along with an oversized walk-in closet and double vanity.

Details

Property type

Single Family Residence

Est. home value

$311,358

Lot size

0.5 acres

Price per sq ft

$122

Year built

1994

Annual property taxes

$2,391

HOA

No

Price History

02/19/2025
CentralPanhandle

CentralPanhandle #769090

Listed
$339,999
+78.95%
07/31/2019
CentralPanhandle

CentralPanhandle #684829

Sold
$190,000
+40.85%
07/16/2018
CentralPanhandle

CentralPanhandle #671791

Sold
$134,900

Schools & Community

Elementary school: 

Bonifay (HC)

Middle school: 

Bonifay (HC)

High school: 

Holmes Co (HC)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$160,450
Asking price
$339,999
Closing costs (~8% of asking)
-$27,200
Est. remaining loan balance
-$152,349
Cash to seller
$160,450

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Tyndall Fcu

Loan start date

July 2019

Original loan amount

$171,000

Est. remaining balance

$152,349

Interest rate

3.82%

Loan type

New Conventional, 30 year

Seller

Mason D Carnley and Amber V Carnley

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 12:10 PM

Listing updated: 02/21/2025 at 4:30 PM

Listed by: Kialea B Madden, Southern Choice Properties Llc Phone #: (850) 951-4828

MLS: CentralPanhandle #769090

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