tomo logo

$1,149,000

Beds
3
Baths
2.5
sq ft
3,120

23 Oyster Bay Pl, Hilton Head Island, SC 29926

23 Oyster Bay Pl

Hilton Head Island, SC 29926

  • 12 days on market
Tucked away on a quiet cul-de-sac street in the Oyster Reef area of HHP, this inviting 3br/2.5ba home sits on a full-size lot & offers convenient single-story living. Inside you'll find custom moldings, vaulted ceilings & tons of natural light throughout. The eat-in kitchen is open to the family room, perfect for gatherings & entertaining. The Carolina room overlooks the 18th fairway of Oyster Reef Golf Club & is a perfect place to enjoy morning coffee or unwind at the end of the day. The oversized 2-car garage is complete w/a workshop providing extra space for storage/hobbies. Located in close proximity to schools, shopping, dining & more!

Details

Property type

Single Family Residence

Est. home value

$1,104,073

Lot size

Unknown

Price per sq ft

$369

Year built

1991

Price History

02/12/2025
HiltonHeadI

HiltonHeadI #450736

Listed
$1,149,000
+48.26%
10/19/2021
HiltonHeadI

HiltonHeadI #418002

Sold
$775,000

Schools & Community

Neighborhood: 

Palmetto Hall

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Pool

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Wells Fargo Bank Na

Loan start date

April 2009

Original loan amount

$165,500

Est. remaining balance

$108,891

Interest rate

5.15%

Loan type

Not Provided, 30 year

Seller

James Rattray and Frances B Rattray

Lender

Wells Fargo Bank Na

Loan start date

April 2009

Original loan amount

$165,500

Est. remaining balance

$108,891

Interest rate

5.15%

Loan type

New Conventional, 30 year

Seller

James Rattray and Frances B Rattray

Lender

Wells Fargo Bank Na

Loan start date

February 2007

Original loan amount

$165,000

Est. remaining balance

$102,359

Interest rate

6.18%

Loan type

Not Provided, 30 year

Seller

James Rattray and Frances B Rattray

Lender

Mortgages Unlimited Llc

Loan start date

December 2006

Original loan amount

$558,000

Est. remaining balance

Not provided

Interest rate

6.62%

Loan type

Purchase Money Mortgage, 30 year

Seller

James Rattray and Frances B Rattray

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Price drop
HiltonHeadI
$1,099,000
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Condo

2 Village North Dr Unit 18, Hilton Head Island, SC 29926

Status: Active

Tomo last checked: 02/24/2025 at 10:00 AM

Listing updated: 02/18/2025 at 11:40 AM

Listed by: COAST PROFESSIONALS, COAST PROFESSIONALS Brokered by EXP Realty Phone #: (843) 310-4998

MLS: HiltonHeadI #450736

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