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$195,900

Beds
3
Baths
2.0
sq ft
1,119

2303 N 12th St, Temple, TX 76501

2303 N 12th St

Temple, TX 76501

  • 81 days on market
    • Price drop $4,000↓
This property is an ideal choice for first-time home buyers (FHA) seeking a move-in-ready residence. Located in a friendly, central community, this home offers easy access to schools, shopping, and other local amenities, blending convenience with a warm neighborhood feel. Inside, you'll find an open floor plan with upgraded flooring that creates a cozy, welcoming atmosphere. The home’s exterior doesn’t disappoint either, featuring strong curb appeal and a private backyard with a patio, perfect for outdoor relaxation and gatherings.

Details

Property type

Single Family Residence

Est. home value

$194,224

Lot size

6,090 sq ft

Price per sq ft

$176

Year built

2005

Annual property taxes

$3,166

HOA

No

Price History

01/23/2025
CentralTexas

CentralTexas #561654

Price change
$195,900
-2%
12/02/2024
CentralTexas

CentralTexas #561654

Price change
$199,900
-5.66%
11/18/2024
CentralTexas

CentralTexas #561654

Price change
$211,900
-1.44%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

None

High school district: 

Temple ISD

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$10,045
Asking price
$195,900
Closing costs (~8% of asking)
-$15,672
Est. remaining loan balance
-$170,183
Cash to seller
$10,045

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Security National Mortgage Co

Loan start date

July 2023

Original loan amount

$172,975

Est. remaining balance

$170,183

Interest rate

6.79%

Loan type

FHA, 30 year

Seller

Katrina Pingel

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/24/2025 at 12:25 PM

Listing updated: 01/23/2025 at 2:59 PM

Listed by: Zachary Rossfeld, eXp Realty, LLC Waco Phone #: (888) 519-7431

MLS: CentralTexas #561654

CentralTexas logo

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