tomo logo

$200,000

Beds
2
Baths
2.0
sq ft
978

2320 Terra Ceia Bay Blvd Unit 305, Palmetto, FL 34221

2320 Terra Ceia Bay Blvd Unit 305

PALMETTO, FL 34221

  • 5 days on market
Experience the ultimate Florida resort lifestyle at the sought-after Terra Ceia Country Club where you are surrounded by breathtaking golf course and water views. Relax on your private screened-in balcony, where you can enjoy stunning Florida sunsets. Inside, the freshly updated kitchen features mini subway tiles back splash, granite countertops and modern stainless steel appliances. A convenient breakfast bar adds the extra seating you may need. An open dining and living area provide a seamless flow throughout the home. A deeded storage unit and private covered parking space also comes with the property! Terra Ceia Bay boasts exclusive resort-style amenities, including a heated pool, fitness center, 18-hole executive golf course, on-site restaurant and tiki bar, tennis and pickleball courts, a bayside fishing pier, and scenic boardwalk trails. Ideally located for both convenience and adventure, this home offers easy access to I-75 and I-275, providing quick commutes to Tampa, St. Petersburg, Sarasota, and the world-famous Gulf beaches. Conveniently located close to three major airports—Sarasota-Bradenton International, Tampa International, and St. Pete-Clearwater International—travel is made easy! Look no further as this home has it all!

Details

Property type

Condominium

Est. home value

$215,467

Lot size

3.19 acres

Price per sq ft

$205

Year built

1991

Annual property taxes

$3,716.09

Monthly HOA fee

$664

Price History

03/25/2025
StellarMLS

StellarMLS #A4645994

Listed
$200,000
+48.15%
12/29/2020
StellarMLS

StellarMLS #A4467238

Sold
$135,000

Schools & Community

Elementary school: 

Palmetto Elementary-MN

Middle school: 

Lincoln Middle

High school: 

Palmetto High

Community features: 

Gated, Clubhouse, Golf, Playground, Pool, Restaurant, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$98,522
Asking price
$200,000
Closing costs (~8% of asking)
-$16,000
Est. remaining loan balance
-$85,478
Cash to seller
$98,522

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Atlantic Bay Mortgage Group Llc

Loan start date

December 2020

Original loan amount

$94,500

Est. remaining balance

$85,478

Interest rate

2.84%

Loan type

New Conventional, 30 year

Seller

Steven M Armstrong and Judy K Armstrong

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/31/2025 at 12:00 AM

Listing updated: 03/26/2025 at 3:52 PM

Listed by: Samantha Brightman, ACCESS GROUP Phone #: (407) 480-4200

MLS: StellarMLS #A4645994

StellarMLS logo

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