tomo logo

$563,000

Beds
4
Baths
3.0
sq ft
2,532

2331 Cummings Dr, Fort Walton Beach, FL 32547

2331 Cummings Dr

Fort Walton Beach, FL 32547

  • Coming soon
3.125% ASSUMABLE VA LOAN AVAILABLE WITH Substitution of VA Eligibility, Release of Liability, and Lender Approval! In the heart of Fort Walton Beach and situated at the end of the cul-de-sac this MOVE-IN READY all brick, 4 bedroom/3bath split floor plan home is in the well-established Majestic Oaks subdivision (NO HOA) and is located adjacent to Stillwell Park with lots of open green space, a walking / jogging path, picnic tables, playground, and a basketball court. This home features many unique upgrades with the foyer leading to an open concept living/kitchen and dining area with 9' ceilings, the living area has a dual trey ceiling with ambient lighting while the dream kitchen has 42' wood cabinets with under cabinet lights, a large island with breakfast bar, granite counter tops, stainless steel appliances, transom windows under the upper cabinets for additional light, and a double door pantry. The dining room is spacious and presents an open invitation for entertainment. The primary suite is generous in size, with 2 walk-in closets and a large spa-like bath with a soaking tub, separate shower, dual vanities, and water closet. The other bedrooms are on the opposite side of the home with bedrooms 2 and 3 sharing a bath and the 4th bedroom with a private ensuite bath. There are hardwood floors throughout except for tiled floors in the kitchen, bath and laundry areas. The laundry room is conveniently located between the primary bedroom and the 2-car garage that has finished walls and a beautiful epoxy coated floor. The covered outdoor living space is tranquil and private with lush, mature landscaping, and a fully fenced-in backyard. A brick-paved path leads the way to a 16 x 10 shed with AC and electricity - perfect for a she shed, man's cave or extra storage - and continues to the side yard. A lawn pump provides water for irrigation. Walking distance to Stillwell Park and conveniently located to the beach, shopping, restaurants, medical facilities, schools and more! Approx 15 minutes to Hurlburt Field, 10 minutes to Eglin Air Force Base and less than 30 minutes to 7th Special Forces Group Compound. Shed and washer/dryer convey "as-is" however are in good working order. This home offers exceptional value and a rare financing opportunity! Schedule your private showing today! Buyer(s) is responsible for verifying all data and information to include lot size and room measurements as it is deemed to be reliable but not guaranteed.

Details

Property type

Single Family Residence

Est. home value

$518,950

Lot size

Unknown

Price per sq ft

$223

Year built

2016

Price History

06/18/2021
EmeraldCoast

EmeraldCoast #870440

Sold
$470,000
+32.02%
09/29/2017
EmeraldCoast

EmeraldCoast #776675

Sold
$356,000
+3.19%
05/13/2016
EmeraldCoast

EmeraldCoast #734582

Sold
$345,000

Schools & Community

Elementary school: 

Shalimar

Middle school: 

Pryor

High school: 

Choctawhatchee

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$116,739
Asking price
$563,000
Closing costs (~8% of asking)
-$45,040
Est. remaining loan balance
-$401,221
Cash to seller
$116,739

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Broker Solutions Inc

Loan start date

June 2021

Original loan amount

$437,000

Est. remaining balance

$401,221

Interest rate

2.98%

Loan type

New Conventional, 30 year

Seller

Bryan Carter and Crystal Carter

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Coming Soon

Tomo last checked: 03/25/2025 at 8:05 AM

Listing updated: 03/22/2025 at 6:01 PM

Listed by: Glenda K Janczewski, Glenda Janczewski, Glenda K Janczewski, Glenda K Janczewski, Glenda K Janczewski, Glenda Janczewski, EXP Realty LLC Phone #: (888) 883-8509

MLS: EmeraldCoast #971887

EmeraldCoast logo