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$425,000

Beds
2
Baths
2.0
sq ft
1,060

237 Christmas Tree Ln, Panama City Beach, FL 32413

237 Christmas Tree Ln

Panama City Beach, FL 32413

  • 2 days on market
Tucked in the heart of Laguna Beach, this darling cottage embodies the quintessential beach lifestyle, just 1.5 blocks from the sugar-white sands and emerald waters of the gulf. Set on a generous 50x110 lot, this charming two-bedroom, two-bathroom retreat offers a perfect blend of vintage boho vibes and modern updates, making it an ideal second home or vacation rental.The home's inviting interior features fresh paint, updated flooring throughout and a newly renovated bathroom. A brand-new roof ensures peace of mind, and the property is being sold fully furnished, ready for you to start living the beach dream. Outside, a spacious backyard with a fire pit and seating area is perfect for evening gatherings under the stars.Laguna Beach's coveted location is a treasure trove for beach lovers, offering convenient access to the renowned Carousel Grocery Store, complete with a wine cellar and gift shop, and the iconic Thomas' Donut and Snack Shack. Enjoy easy golf cart or bike rides to the beach, or take a short drive to explore the vibrant dining and shopping options at Pier Park or along 30A. Free from HOA restrictions, this property provides the flexibility to embrace your personal vision of coastal living. Whether you're seeking a serene getaway or a savvy investment, this Laguna Beach gem offers an unparalleled opportunity to enjoy life at the beach.

Details

Property type

Single Family Residence

Est. home value

$378,862

Lot size

5,227 sq ft

Price per sq ft

$401

Year built

1956

Annual property taxes

$2,942

HOA

No

Price History

01/02/2025
CentralPanhandle

CentralPanhandle #766718

Listed
$425,000
+73.47%
01/08/2021
CentralPanhandle

CentralPanhandle #703256

Sold
$245,000

Schools & Community

Elementary school: 

West Bay

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$213,386
Asking price
$425,000
Closing costs (~8% of asking)
-$34,000
Est. remaining loan balance
-$177,614
Cash to seller
$213,386

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Whitney Bank

Loan start date

January 2021

Original loan amount

$195,000

Est. remaining balance

$177,614

Interest rate

2.72%

Loan type

New Conventional, 30 year

Seller

Mikael J Mackinney and Mariab Bailey Mackinney

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/05/2025 at 1:10 AM

Listing updated: 01/03/2025 at 9:49 AM

Listed by: Taylor Moorman, Scenic Sotheby's International Realty Phone #: (850) 231-6052

MLS: CentralPanhandle #766718

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