tomo logo

$899,900

Beds
4
Baths
3.5
sq ft
3,228

2489 Surf Rd, Panacea, FL 32346

2489 Surf Rd

Panacea, FL 32346

  • 34 days on market
"High Point" is aptly named as this magnificent home sits atop a lot and a half overlooking one of the highest parts of the bay. Almost 3/4 of an acre this paradise property features 120 feet of bay frontage making this one of the premier homesites in the area. Super deepwater boat dock sits right off the channel and features double lifts plus a wet slip and room for a 3rd lift all covered and in the shade. What to do after boat riding and fishing all day? Come back and jump in the sparkling clear screened in pool. This unique property features a multi-level 3200 sqft home with tons of room to accommodate several different uses. Upstairs you will find a kitchen, master bedroom suite, additional bedroom suite, along with a great dining area facing the water and downstairs there are three bedrooms and two baths, plus an enclosed garage and plenty of storage for all the rods and beach toys. Currently the two are not interconnected so could be used separately or together, or if you choose- install an enclosed stairwell if desired. If your looking for a place that offers premier deepwater access, privacy, and a home big enough to accommodate friends and family then "High Point" on the bay is the place for you.

Details

Property type

Single Family Residence

Est. home value

$647,817

Lot size

0.72 acres

Price per sq ft

$279

Year built

1955

Annual property taxes

$5,211

Price History

03/11/2025
Tallahassee

Tallahassee #382811

Listed
$899,900

Schools & Community

Elementary school: 

MEDART

Middle school: 

WAKULLA

High school: 

WAKULLA

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$588,446
Asking price
$899,900
Closing costs (~8% of asking)
-$71,992
Est. remaining loan balance
-$239,462
Cash to seller
$588,446

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Homeowners Mortgage Enterprises Inc

Loan start date

March 2013

Original loan amount

$336,000

Est. remaining balance

$239,462

Interest rate

3.38%

Loan type

New Conventional, 30 year

Seller

Brett C Wilson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/10/2025 at 8:15 AM

Listing updated: 03/25/2025 at 11:01 AM

Listed by: Joshua E Brown, Waypoint Properties Phone #: (850) 926-9100

MLS: Tallahassee #382811

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