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$399,999

Beds
3
Baths
2.0
sq ft
1,758

2543 SE 22nd Ave, Cape Coral, FL 33904

2543 SE 22nd Ave

Cape Coral, FL 33904

  • 75 days on market
    • Price drop $16,001↓
STUNNING GOLD COAST ESTATE POOL HOME – FHA ASSUMABLE MORTGAGE AT 2.65%! Not on the Canal but, just a 2 min Drive to Horton Park & Boat Ramp! This beautifully maintained property in the highly sought-after Gold Coast Estates is ready for its new owners! Nestled in a quiet, peaceful neighborhood, this home offers nearly 1,800 sq. ft. of living space on a corner triple lot with a canal view from the backyard. Recent updates include a brand-new roof and gutters (2023) and a fully renovated master bathroom featuring modern finishes that create a luxurious retreat. The split floor plan includes three spacious bedrooms and two bathrooms, providing a functional and comfortable layout for any lifestyle. The home boasts a large living room, cozy family room, and formal dining area, perfect for entertaining or relaxing. The chef’s kitchen is equipped with wood cabinetry, granite countertops, a generous pantry, and stainless steel Whirlpool appliances in like-new condition. Tiled flooring runs throughout the home, except for the master bedroom, which adds warmth and comfort. All bedrooms include walk-in closets, and the home is equipped with double-pane windows and storm shutters for added efficiency and peace of mind. The outdoor area is a true oasis, featuring a large pool resurfaced in 2017 with a screened enclosure, perfect for enjoying Florida’s sunshine in comfort. The beautifully landscaped yard, lined with mature palm trees, adds to the stunning curb appeal. This home is conveniently located near banks, supermarkets, shopping centers, and more, while still offering a serene and private atmosphere. FHA assumable mortgage at 2.65%! Buyers who qualify for an FHA loan may assume this incredibly low interest rate, offering significant savings in today’s high-rate market! Don’t miss this rare opportunity to own a stunning pool home with a LOW assumable mortgage rate! Schedule your showing today! (Buyers should verify eligibility for FHA assumption)

Details

Property type

Single Family Residence

Est. home value

$439,165

Lot size

0.37 acres

Price per sq ft

$228

Year built

1976

Annual property taxes

$3,592.29

Monthly HOA fee

$2.08

Price History

03/24/2025

FGCMLS #225006830

Price change
$399,999
-3.85%
03/03/2025

FGCMLS #225006830

Price change
$416,000
-3.7%
02/08/2025

FGCMLS #225006830

Price change
$432,000
-3.46%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Number of units in community: 

1

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Amerihome Mortgage Company Llc

Loan start date

December 2021

Original loan amount

$284,900

Est. remaining balance

$265,177

Interest rate

3.09%

Loan type

FHA, 30 year

Seller

Zbigniew Anthony Banko and Cheryl Ann Banko

Lender

Amerihome Mortgage Company Llc

Loan start date

December 2021

Original loan amount

$284,900

Est. remaining balance

$265,177

Interest rate

3.09%

Loan type

FHA, 30 year

Seller

Zbigniew Anthony Banko and Cheryl Ann Banko

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 12:30 AM

Listing updated: 04/02/2025 at 7:05 PM

Listed by: John Palomo, Coldwell Banker Realty Phone #: (239) 945-1414

MLS: FGCMLS #225006830

FGCMLS logo

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