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$320,000

Beds
3
Baths
2.0
sq ft
1,395

2608 S State St, Saint Joseph, MI 49085

2608 S State St

St. Joseph, MI 49085

  • 49 days on market
    • Price drop $5,000↓
You will love this 3 bedroom, two bath ranch style home in the City of St. Joseph. Spend your evenings relaxing in the backyard nestled atop of a ravine. The home boasts a new roof and new basement waterproofing system in the last year. New electrical panel, water heater and basement carpeting in the last couple of years. Plus a number of other improvements. The dining area and kitchen have a nice open feel. The kitchen has plenty of cupboard space and a nice pantry. Primary bedroom has ensuite bathroom. Hard wood floors throughout the living room and bedrooms. Great family/rec room in the basement with fireplace. Close proximity to downtown St. Joseph, Silver Beach and all that SW Michigan has to offer. Come and make this your home!

Details

Property type

Single Family Residence

Est. home value

$298,293

Lot size

0.31 acres

Price per sq ft

$230

Year built

1958

Annual property taxes

$4,485

Price History

09/06/2024
Realcomp

Realcomp #69024039880

Price change
$320,000
-1.54%
08/16/2024
Realcomp

Realcomp #69024039880

Price change
$325,000
-1.52%
08/01/2024
Realcomp

Realcomp #69024039880

Listed
$330,000
+32.05%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

St. Joseph

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$79,623
Asking price
$320,000
Closing costs (~8% of asking)
-$25,600
Est. remaining loan balance
-$214,777
Cash to seller
$79,623

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Pnc Bank Na

Loan start date

September 2021

Original loan amount

$229,900

Est. remaining balance

$214,777

Interest rate

2.88%

Loan type

New Conventional, 30 year

Seller

David A Martin

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/19/2024 at 3:10 PM

Listing updated: 09/15/2024 at 3:21 PM

Listed by: Michael Barber, Cressy & Everett Real Estate Phone #: (269) 429-6666

MLS: Realcomp #69024039880

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