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$1,650,000

Beds
3
Baths
3.5
sq ft
2,845

2630 W Bay Isle Dr SE, Saint Petersburg, FL 33705

2630 W Bay Isle Dr SE

ST PETERSBURG, FL 33705

  • 4 days on market
Introducing an exceptional opportunity to own a premier waterfront estate in the coveted enclave of Tropical Shores. Nestled on a corner lot spanning 11,156 square feet of pristine Tampa Bay frontage, this property boasts more than 125 feet of direct water access, perfectly positioned to capture sweeping views of the shimmering bay. With its tranquil setting and no bridge restrictions, this residence offers seamless navigation for large boats, making it a true haven for boating enthusiasts. The existing 3-bedroom, 3.5-bathroom home provides an ideal foundation for creating your ultimate luxury retreat. Featuring a thoughtfully designed floor plan with generous living space, a primary with a palatial ensuite bath and closet, and an additional guest room upstairs with amazing views from the private balcony. Outside you will find an inviting heated saltwater pool, expansive outdoor living space, and two 10,000 pound boat lifts. The home invites endless opportunities for relaxation and entertainment. The metal roof, replaced in 2022, offers peace of mind and adds significant value to the property. Whether you choose to reimagine and restore the current structure or design a custom masterpiece from the ground up, this estate’s expansive potential is unparalleled. The property also includes a two-car pass-through garage for added convenience and functionality. The garage leads to a metal Wally Watt 7x14 ft storage shed which is bolted to the concrete to withstand hurricane-force winds. Set against the backdrop of one of the most desirable waterfront neighborhoods in the Tampa Bay area, this rare offering combines prime location, extraordinary views, and unparalleled boating access. Adding to its appeal, this estate is just minutes away from vibrant downtown St. Petersburg. Don’t miss your chance to craft the home of your dreams on this extraordinary property. The home experienced 4-6" of flood water during Hurricane Helene.

Details

Property type

Single Family Residence

Est. home value

$1,907,230

Lot size

0.26 acres

Price per sq ft

$580

Year built

1961

Annual property taxes

$16,628.83

HOA

No

Price History

02/14/2025
StellarMLS

StellarMLS #TB8350279

Listed
$1,650,000
+65%
03/08/2019
StellarMLS

StellarMLS #U8031956

Sold
$1,000,000
+24.22%
08/29/2014
StellarMLS

StellarMLS #U7619460

Sold
$805,000
+41.23%

Schools & Community

Neighborhood: 

Tropical Shores

Elementary school: 

Lakewood Elementary-PN

Middle school: 

John Hopkins Middle-PN

High school: 

Lakewood High-PN

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$1,085,892
Asking price
$1,650,000
Closing costs (~8% of asking)
-$132,000
Est. remaining loan balance
-$432,108
Cash to seller
$1,085,892

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Wholesale Mortgage Llc

Loan start date

December 2020

Original loan amount

$475,634

Est. remaining balance

$432,108

Interest rate

2.84%

Loan type

New Conventional, 30 year

Seller

Stuart A Wingate and Scott Powers

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/18/2025 at 11:40 PM

Listing updated: 02/17/2025 at 1:18 PM

Listed by: Roy Fillyaw, SMITH & ASSOCIATES REAL ESTATE Phone #: (727) 342-3800

MLS: StellarMLS #TB8350279

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