tomo logo

$479,900

Beds
4
Baths
3.0
sq ft
2,000

278 Gates St SW, Palm Bay, FL 32908

278 Gates St SW

Palm Bay, FL 32908

  • 125 days on market
Seller Offering $10,000 Toward Buyer's Closing Costs! This beautiful home offers a unique opportunity for conventional financing buyers to have a pool installed after closing, seamlessly financed into ONE loan, and built within six months. Designed for entertaining, it boasts an elegant stone front, hurricane-impact windows, and a front septic system ready for a backyard pool. Inside, the open family room flows into a casual dining area, while the chef's kitchen impresses with a waterfall island, pendant lighting, white shaker cabinets, tiled backsplash, walk-in pantry, stainless steel appliances, and quartz countertops throughout. The primary suite features dual sinks, a tiled walk-in shower, and a walk-in closet. One of the four bedrooms has an ensuite bath, ideal for guests or in-laws, while two others share a full bath. Luxury vinyl floors and a water softener complete the home. Step outside to a covered porch and spacious backyard, perfect for your FRUIT TREES or your future POOL

Details

Property type

Single Family Residence

Est. home value

$639,050

Property condition

Under Construction

Lot size

0.24 acres

Price per sq ft

$240

Year built

2024

Annual property taxes

$489.86

Price History

11/26/2024
BrevardMLS

BrevardMLS #1030670

Listed
$479,900
+1399.69%
01/16/2024
StellarMLS

StellarMLS #O6112615

Sold
$32,000
+18.52%
04/21/2023
StellarMLS

StellarMLS #OK222559

Sold
$27,000

Schools & Community

Elementary school: 

Westside

Middle school: 

Southwest

High school: 

Bayside

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$103,916
Asking price
$479,900
Closing costs (~8% of asking)
-$38,392
Est. remaining loan balance
-$337,592
Cash to seller
$103,916

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Affinity Mortgage Llc

Loan start date

April 2023

Original loan amount

$345,000

Est. remaining balance

$337,592

Interest rate

6.65%

Loan type

New Conventional, 30 year

Seller

Victor Garcia Pineda and Stormie Garcia Pineda

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

BrevardMLS
$411,500
4 bd
|
3 ba
|
2,000 sq ft
|
House

1658 Hamilton Ave SW, Palm Bay, FL 32908

BrevardMLS
$420,000
4 bd
|
2.5 ba
|
2,171 sq ft
|
House

758 Bryant Rd SW, Palm Bay, FL 32908

StellarMLS
$469,000
4 bd
|
3 ba
|
2,478 sq ft
|
House

991 Happiness Ave SW, Palm Bay, FL 32908

Status: Active

Tomo last checked: 03/31/2025 at 6:35 AM

Listing updated: 02/19/2025 at 11:45 AM

Listed by: Silvia Mozer, RE/MAX Elite Phone #: (321) 752-5858

MLS: BrevardMLS #1030670

BrevardMLS logo

Recently listed in Palm Bay

$399,000|3 bd|2.0 ba|House
$220,000|3 bd|2.0 ba|House
$388,000|4 bd|2.0 ba|House
$324,900|3 bd|2.0 ba|House
$183,500|2 bd|2.0 ba|Manufactured
$750,000|3 bd|3.0 ba|House
$444,000|4 bd|2.0 ba|House
$169,000|2 bd|1.5 ba|Townhouse