tomo logo

$650,000

Beds
3
Baths
2.5
sq ft
2,387

281 Chipola Cv, Destin, FL 32541

281 Chipola Cv

Destin, FL 32541

  • <1 day on market
''The Emerald Retreat'' is located on a cul-de-sac in the sought-after gated community of Emerald Lakes. This two-story stucco home offers the perfect blend of comfort, convenience, and luxury living. Featuring 3 bedrooms, 2.5 baths, New Roof - Feb/2025, 1st floor Master Suite, second living area and plenty of room to grow (with space to add a 4th bedroom!), this property is ideal for anyone looking to enjoy a true Florida lifestyle. Perfect for your year-round outdoor living and entertaining, the home features a cozy set up with covered back patio overlooking newly built Pool/Spa (2022) and the neighboring Emerald Bay Golf Course landscape. The pool offers high-end finishes, a smart system for easy control, travertine tile pool deck (stays cool in the summer heat), and a 7-person custom spa. Inside you will enjoy large windows, spacious kitchen and living room as well as French Doors for easy access to the outdoor living area. The floorplan offers a lot of flexibility to fit a variety of living needs - extra playroom/reading area or an office - this home has it all! In addition, the home offers updated appliances and a stylish natural gas fireplace. Emerald Lakes is a gated community with well-maintained amenities including playground, community pool, tennis and basketball courts. Under 5 miles to multiple beach access points in Destin and Miramar Beach and 2.1 miles to the popular Destin Commons with a variety of shopping, dining and entertainment, this home has a great location for your perfect primary residence or a vacation spot. Come See This Property Today! Buyer, Buyer Agent to verify all information.

Details

Property type

Single Family Residence

Est. home value

$668,095

Lot size

9,583 sq ft

Price per sq ft

$273

Year built

2002

Monthly HOA fee

$115

Price History

02/25/2025
EmeraldCoast

EmeraldCoast #969503

Listed
$650,000
+33.69%
08/03/2020
EmeraldCoast

EmeraldCoast #844971

Sold
$486,190
+38.91%
07/18/2016
EmeraldCoast

EmeraldCoast #751307

Sold
$350,000

Schools & Community

Elementary school: 

Destin

Middle school: 

Destin

High school: 

Destin

Community features: 

Pool, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$238,238
Asking price
$650,000
Closing costs (~8% of asking)
-$52,000
Est. remaining loan balance
-$359,762
Cash to seller
$238,238

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fbt Mortgage Llc

Loan start date

December 2020

Original loan amount

$396,000

Est. remaining balance

$359,762

Interest rate

2.84%

Loan type

New Conventional, 30 year

Seller

Christopher Raymond Capo and Susan Patricia Capo

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/26/2025 at 12:50 AM

Listing updated: 02/25/2025 at 2:04 PM

Listed by: Iva E Pearce, Iva E Pearce, Iva E Pearce, Iva E Pearce, Iva E Pearce LLC, Pearce Realty Group LLC Phone #: (850) 502-6016

MLS: EmeraldCoast #969503

EmeraldCoast logo

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