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$447,700

Beds
3
Baths
3.0
sq ft
2,302

286 Bridgewater Cir, Fredericksburg, VA 22406

286 Bridgewater Cir

FREDERICKSBURG, VA 22406

  • 28 days on market
SENIOR OVER 55 GATED COMUNITY. 3 BEDRMS 3 BATHS, 2 GAS LOG FIREPLACES EXTENTION OFF LIVING RM ( CAN BE SUNROOM OR DINING RM ) DOOR TO DECK AND TREED BACK YARD FOR PRIVATE VIEW. 1ST FLOOR BEDROOMS AND LAUNDRY. HARDWOOD FLOORS ON ALL OF 1ST FLOOR . MOST MAIN LEVEL PAINTED. WALK OUT BASEMENT TO STONE PATIO. ROOF AND SOME SIDING AND GUTTERS REPLACED 2021. EXTRA CRAFT ROOM IN BASEMENT AND LARGE STORAGE. ONE GARAGE OPENER CALL FOR GATE CODE

Details

Property type

Single Family Residence

Est. home value

$449,912

Lot size

5,340 sq ft

Price per sq ft

$195

Year built

2003

Annual property taxes

$3,402

Monthly HOA fee

$185

Price History

03/10/2025
Bright

Bright #VAST2036224

Listed
$447,700
+6.62%
01/28/2022
Bright

Bright #VAST2005296

Sold
$419,900

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Pool, Sidewalks

School district: 

STAFFORD COUNTY PUBLIC SCHOOLS

Senior community center: 

Yes

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$101,224
Asking price
$447,700
Closing costs (~8% of asking)
-$35,816
Est. remaining loan balance
-$310,660
Cash to seller
$101,224

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Us Bank National Association

Loan start date

January 2022

Original loan amount

$335,900

Est. remaining balance

$310,660

Interest rate

2.38%

Loan type

New Conventional, 30 year

Seller

Mary J Kilby

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/07/2025 at 8:50 AM

Listing updated: 04/05/2025 at 6:56 PM

Listed by: Eileen H Lanser, E-Realtors Inc. Phone #: (703) 625-9058

MLS: Bright #VAST2036224

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