tomo logo

$390,000

Beds
4
Baths
2.0
sq ft
1,715

2863 Harlow Ave, Saint Cloud, FL 34772

2863 Harlow Ave

ST CLOUD, FL 34772

  • 45 days on market
Welcome to this charming and meticulously maintained single-family home located at 2863 Harlow Avenue in the highly sought-after Gramercy Farms community of Saint Cloud, Florida. Built in 2019, this inviting residence boasts 4 generously sized bedrooms and 2 full bathrooms, offering the perfect blend of comfort and functionality for modern living. As you enter the home you will be welcomed by an open and airy floor plan with elegant ceramic tile flooring throughout the main living spaces. The gourmet kitchen is a chef’s dream, featuring sleek modern appliances, ample counter space, and a central island ideal for meal prep. Right next to the kitchen, the expansive living area offers an ideal setting for entertaining family and friends. The spacious primary bedroom is a true retreat, offering a tranquil escape with an en-suite bathroom featuring dual sinks, a generously sized walk-in closet, and a beautifully tiled shower, the en-suite bath offers a spa-like retreat. The two additional bedrooms are equally spacious, each designed with comfort in mind, and share a stylishly appointed bathroom, perfect for family members or guests. The standout outdoors features of this home is the screened lanai, where you can relax and unwind. The perfect retreat after a long day. This home include an attached 2-car garage, a spacious laundry room, and energy-efficient up to code windows. Nestled in the highly desirable, family-friendly Gramercy Farms community, this home provides access to a variety of top-tier amenities, including a playground, scenic picnic areas, and picturesque walking trails. The neighborhood is ideally situated with easy access to major highways, shopping hubs, dining options, and exceptional schools such as Hickory Tree Elementary and Harmony High School. The charming Saint Cloud, known for its historic charm, stunning lakes, and vibrant community events, offers a warm and welcoming atmosphere that makes it a truly unique place to call home. Discover the perfect blend of tranquility and convenience. Schedule your private tour today and experience the beauty of this exceptional property firsthand! This Home can be purchased with NO MONEY DOWN!

Details

Property type

Single Family Residence

Est. home value

$376,082

Lot size

7,405 sq ft

Price per sq ft

$228

Year built

2019

Annual property taxes

$4,581

Monthly HOA fee

$7.33

Price History

02/14/2025
StellarMLS

StellarMLS #O6280805

Listed
$390,000
09/30/2023
StellarMLS

StellarMLS #O6133660

Sold
$390,000
+54.82%
02/28/2020
StellarMLS

StellarMLS #L4911361

Sold
$251,899

Schools & Community

Elementary school: 

Hickory Tree Elem

Middle school: 

Harmony Middle

High school: 

Harmony High

Community features: 

Playground, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

-$18,152
Asking price
$390,000
Closing costs (~8% of asking)
-$31,200
Est. remaining loan balance
-$376,952
Cash to seller
-$18,152

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Crosscountry Mortgage Llc

Loan start date

September 2023

Original loan amount

$382,936

Est. remaining balance

$376,952

Interest rate

6.96%

Loan type

FHA, 30 year

Seller

Jennifer Joyce Hill and Bryan Arthur Guzman

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/31/2025 at 4:05 PM

Listing updated: 03/24/2025 at 11:22 AM

Listed by: Karlene Grimes, KELLER WILLIAMS ADVANTAGE III Phone #: (407) 207-0825

MLS: StellarMLS #O6280805

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