tomo logo

$399,900

Beds
2
Baths
2.0
sq ft
1,578

2866 Thistle Ct N, Palm Harbor, FL 34684

2866 Thistle Ct N

PALM HARBOR, FL 34684

  • 61 days on market
    • Price drop $15,000↓
MOTIVATED SELLERS - LARGE PRICE REDUCTION - Welcome to your dream home in Palm Harbor's premier 55+ golf community of Highland Lakes! This open and split floor plan gem is absolutely exquisite – no detail has been overlooked. Step inside and be greeted by luxurious crown molding, stunning luxury vinyl flooring, a rare wood-burning fireplace, and abundant natural light that bathes the entire home in warmth and brightness. The large master suite is a true retreat, featuring a private office/den, a spacious walk-in closet, and an en-suite bathroom with a lavish step-in shower. Say goodbye to dated popcorn ceilings – this home boasts not a speck in sight! The updated open kitchen is a chef's delight, complete with newer appliances and a convenient central location that opens up to a bonus sitting room. You'll love the easy flow from the kitchen through the convenient passthrough to the oversized Florida Room, perfect for entertaining or simply relaxing with a good book. High and dry in a non-flood zone with no insurance worries – this house just passed the 4-point inspection for homeowner insurance with flying colors! HVAC & hot water heater 2020, cost-saving deep water well, and whole house water filtration system this home is truly turn key. Highland Lakes truly offers more for less than any other Tampa Bay 55+ golf community. Residents enjoy free green fees on 3 private executive courses and free RV or boat storage. Stay active with pickleball, tennis, bocce, and shuffleboard leagues and beginner clinics. The main clubhouse hosts entertainment, social events, and fitness classes, creating a friendly country club atmosphere. The Arts and Crafts Annex features a woodworking shop and studios for classes, while the Lake Tarpon Lodge offers a heated pool, party/picnic facilities, fishing pier, and community pontoon boats. Security is a priority with free RV or boat storage in a secure lot, private boat ramp, and an open dock for easy access. Don't hesitate - this could be the home you've been waiting for. Schedule a showing today and live the luxurious, active lifestyle of your dreams!

Details

Property type

Single Family Residence

Est. home value

$429,375

Lot size

9,370 sq ft

Price per sq ft

$254

Year built

1979

Annual property taxes

$3,223.36

Monthly HOA fee

$164

Price History

01/16/2025
StellarMLS

StellarMLS #TB8321274

Price change
$399,900
-3.62%
12/27/2024
StellarMLS

StellarMLS #TB8321274

Price change
$414,900
-3.49%
11/22/2024
StellarMLS

StellarMLS #TB8321274

Listed
$429,900
+109.71%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Clubhouse, Golf, Pool, Sidewalks, Tennis Court(s)

Senior community center: 

Yes

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$206,972
Asking price
$399,900
Closing costs (~8% of asking)
-$31,992
Est. remaining loan balance
-$160,936
Cash to seller
$206,972

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Amerisave Mortgage Corp

Loan start date

January 2021

Original loan amount

$176,715

Est. remaining balance

$160,936

Interest rate

2.71%

Loan type

New Conventional, 30 year

Seller

John W Decoons and Linda A Decoons

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/22/2025 at 3:45 PM

Listing updated: 01/17/2025 at 9:09 PM

Listed by: Mary Marconi, COLDWELL BANKER REALTY Phone #: (727) 781-3700

MLS: StellarMLS #TB8321274

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Recently listed in PALM HARBOR