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$950,000

Beds
4
Baths
3.0
sq ft
2,818

2869 Breakers Dr, Fernandina Beach, FL 32034

2869 Breakers Dr

Fernandina Beach, FL 32034

  • 3 days on market
Perfect primary residence, second home or short-term rental just minutes away from the white sandy beaches of Amelia Island. Located in Ocean Reach, this home is positioned perfectly on a corner lot, facing south and backs the community pond. Fully fenced backyard with covered lanai makes for a relaxing spot to spend the evenings or with guest on the weekends. This open floor plan offers an abundance of natural light, all 4 bedrooms, 3 full bathrooms and the dedicated office are located on the first floor with a split floor plan design and open concept kitchen. Upstairs is a large bonus room perfect for a second office or flex room. Rest easy knowing this property is not located in a flood zone, ensuring peace of mind and reduced insurance costs. Some must mention features include, gas fire place, built-in bar, 10' ceilings, many new Anderson Windows throughout the home, granite countertops, new luxury vinyl plank flooring, new light fixtures, plantation shutters, new garage door, gas range and water heater with owned underground 250 gallon tank, fire pit and paver patio. Don't miss this opportunity as homes like this in Ocean Reach don't stay on the market long!

Details

Property type

Single Family Residence

Est. home value

$848,710

Lot size

0.36 acres

Price per sq ft

$338

Year built

1996

Annual property taxes

$6,652.62

Monthly HOA fee

$27.67

Price History

02/20/2025
RealMLS

RealMLS #2071259

Listed
$950,000
+77.57%
09/21/2020
RealMLS

RealMLS #1063784

Sold
$535,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$526,447
Asking price
$950,000
Closing costs (~8% of asking)
-$76,000
Est. remaining loan balance
-$347,553
Cash to seller
$526,447

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Hometown Lenders Inc

Loan start date

September 2020

Original loan amount

$385,000

Est. remaining balance

$347,553

Interest rate

2.99%

Loan type

New Conventional, 30 year

Seller

Steven Guenther and Jill Guenther

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 9:00 AM

Listing updated: 02/20/2025 at 7:31 AM

Listed by: JENNIFER SOLOMON, WATSON REALTY CORP Phone #: (904) 261-3986

MLS: RealMLS #2071259

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