tomo logo

$699,900

Beds
3
Baths
2.5
sq ft
1,765

287 Indiana Ave, El Cajon, CA 92020

287 Indiana Ave

El Cajon, CA 92020

  • 33 days on market
Breath-taking Row Home in the prestigious gated community of Park Avenue Homes. This stunning tri-level offers the space and feel of a single-family home with three bedrooms, 2.5 baths, and 1,765 square feet of living space. As you step inside, the first floor greets you with a generously spacious living room, featuring high-volt ceilings and expansive windows with shutters that flood the space with natural light. The second level boasts an open-concept kitchen with abundant storage, granite countertops, and a convenient breakfast bar that opens to a spacious family room, perfect for comfortable living and entertaining. All bedrooms are located on the top floor, ensuring your privacy and comfort. The primary bedroom features an ensuite bath with a soaking tub, dual vanities, a separate shower, and plenty of room for your clothes in a spacious walk-in closet. Additional highlights include an in-unit stacked washer and dryer, an attached two-car garage, and the added benefit of LOW HOA fees. This community is FHA and VA-approved. What sets Park Avenue Homes apart is their unique classification as Row Homes, distinct from Townhomes. Despite their appearance of being attached, each home has a constructed gap, ensuring no common walls. This unique feature allows the title to be issued as a single-family home, a rare find in a gated community. ATTENTION ONLY VA BUYERS THIS LOAN IS ASSUMABLE AT 4.5%.

Details

Property type

Townhouse

Est. home value

$681,964

Lot size

Unknown

Price per sq ft

$397

Year built

2006

Monthly HOA fee

$99

Price History

03/28/2025
SanDiego

SanDiego #NDP2502242

Listed
$699,900
03/26/2025
SanDiego

SanDiego #NDP2502242

Pending
$699,900
03/09/2025
SanDiego

SanDiego #NDP2502242

Price change
$699,900
+0.13%

Schools & Community

Elementary school: 

Cajon Valley Union School District

Middle school: 

Cajon Valley Union School District

High school: 

Unknown

Number of units in community: 

1030

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$49,976
Asking price
$699,900
Closing costs (~8% of asking)
-$55,992
Est. remaining loan balance
-$593,932
Cash to seller
$49,976

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Flagstar Bank Fsb

Loan start date

August 2022

Original loan amount

$616,000

Est. remaining balance

$593,932

Interest rate

5.78%

Loan type

VA, 30 year

Seller

Trina D Castelli

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/02/2025 at 11:45 PM

Listing updated: 04/01/2025 at 7:03 AM

Listed by: Ruben Abrego, Ruben Abrego, Phone #: (858) 755-0075

MLS: SanDiego #NDP2502242

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