tomo logo

$595,200

Beds
3
Baths
2.0
sq ft
1,917

289 Whisper Lake Rd, Palm Harbor, FL 34683

289 Whisper Lake Rd

PALM HARBOR, FL 34683

  • <1 day on market
One or more photo(s) has been virtually staged. This beautifully updated 3-bedroom, 2-bathroom, 2-car garage home in desirable Palm Harbor offers the perfect blend of comfort, style, and convenience. Enjoy a prime location with NO HOA, NO FLOOD ZONE, and NO CDD! Step inside and be greeted by an open-concept design, perfect for entertaining, with stunning water views and lush tropical landscaping. The heart of this home is the custom kitchen, featuring stainless steel appliances (2021), soft-close cabinets and doors, and gorgeous granite countertops. A massive island provides ample space for casual dining and gatherings, seamlessly connecting to the living areas for unobstructed views and a true sense of spaciousness. Recent updates provide peace of mind and modern living: a new roof (2022) with a transferable warranty, a new hot water heater, and updated electrical (2020). Updated windows and sliders frame picturesque pond views, while luxury vinyl and tile flooring flow throughout the home. The split bedroom plan offers privacy, with the primary suite boasting an ensuite bathroom complete with a large vanity, double sinks, and a walk-in closet. All bathrooms have been tastefully updated. This clean, bright, and roomy home also features an interior laundry room for added convenience. Enjoy the amazing location just off Alt. 19, putting you in the heart of Palm Harbor. Minutes away you'll find an array of shopping, restaurants, a lively nightlife, and the Pinellas Trail. Explore the Gulf of Mexico and downtown Palm Harbor, with easy access to Clearwater Beach, Dunedin, Tarpon Springs, Ozona, and Honeymoon Island. The nearby trolley stop provides an easy way to get around! Zoned for Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School.

Details

Property type

Single Family Residence

Est. home value

$557,487

Lot size

6,922 sq ft

Price per sq ft

$311

Year built

1987

Annual property taxes

$7,834

HOA

No

Price History

02/07/2025
StellarMLS

StellarMLS #O6278479

Listed
$595,200
-2.41%
02/06/2025
StellarMLS

StellarMLS #W7868694

Removed
$609,900
02/05/2025
StellarMLS

StellarMLS #W7868694

Price change
$609,900
+2.5%

Schools & Community

Elementary school: 

Ozona Elementary-PN

Middle school: 

Palm Harbor Middle-PN

High school: 

Palm Harbor Univ High-PN

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$185,043
Asking price
$595,200
Closing costs (~8% of asking)
-$47,616
Est. remaining loan balance
-$362,541
Cash to seller
$185,043

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Navy Fcu

Loan start date

March 2021

Original loan amount

$397,100

Est. remaining balance

$362,541

Interest rate

2.73%

Loan type

New Conventional, 30 year

Seller

Todd M Philipp

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/08/2025 at 3:35 AM

Listing updated: 02/08/2025 at 2:09 AM

Listed by: William Tordjman, FLAT FEE FLORIDA REALTY LLC Phone #: (786) 295-1410

MLS: StellarMLS #O6278479

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Recently listed in PALM HARBOR