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$798,000

Beds
4
Baths
4.0
sq ft
3,573

295 Osprey Cir, Saint Marys, GA 31558

295 Osprey Cir

St. Marys, GA 31558

  • 20 days on market
Discover the ultimate in luxury living with this immaculate 4-bedroom, 4-bathroom home, 3-car garage, boasting 3,573 sq. ft. in the exclusive community of Osprey Cove. Perfectly designed for both relaxation and entertaining, this residence features a gourmet kitchen that is a chef's dream-complete with a Jenn-Air 48" gas stove, wine cooler, and abundant cabinetry. The spacious island and peninsula provide ample prep space and bar-height seating, making it ideal for gatherings. The open concept design includes a grand two-story foyer, an oversized master suite with a lavish ensuite featuring double vanities, a huge, tiled shower, and a whirlpool tub. The main level also offers a second bedroom and a large family room with high ceilings and a cozy gas fireplace. Upstairs, you'll find two additional bedrooms, each with its private bath, and a generous bonus room for extra entertainment or relaxation. This home has been beautifully updated, featuring new European White Oak flooring throughout from Artisan Mills Flooring's Riviera collection. Fresh paint throughout - including ceilings, railings, trims, and cabinets, adds a bright and inviting atmosphere. Enjoy seamless indoor-outdoor living with the rear screened porch, adorned with beautiful tile floors, and a side porch that can accommodate an outdoor kitchen. The home's private wooded backyard not only provides a serene oasis but also offers potential space for a pool. Additional highlights include stunning wood floors, plantation shutters throughout, and a dining room that adds to the elegance of this home. The kitchen features exquisite handmade hardware from England, including hand-cast brass handle pulls and hand-blown china lighting pendants sourced from The Cotswolds region, adding a unique and sophisticated touch. The optional membership to The Club at Osprey Cove allows one to take full advantage of all that Osprey Cove has to offer. Amenities which are unparalleled, featuring a Mark McCumber designed golf course, Clubhouse, boat ramp, a Jr Olympic-sized pool, Har-Tru tennis courts, a fitness center, and a Tiki Hut bar & grill. Located just 10 minutes from the historic district of St. Marys, GA, this home combines southern charm with coastal vibes, providing the perfect backdrop for a vibrant lifestyle. Don't miss out on this incredible opportunity-schedule your viewing today and experience the luxury of living like you're on vacation every day!

Details

Property type

Single Family Residence

Est. home value

$657,599

Lot size

0.43 acres

Price per sq ft

$224

Year built

2009

Annual property taxes

$8,596.48

Monthly HOA fee

$139

Price History

03/20/2025
GeorgiaMLS

GeorgiaMLS #10482131

Listed
$798,000
+30.39%
08/19/2022
GeorgiaMLS

GeorgiaMLS #20050542

Sold
$612,000
+15.69%
03/22/2021
GeorgiaMLS

GeorgiaMLS #8874485

Sold
$529,000

Schools & Community

Elementary school: 

Mary Lee Clark

Middle school: 

Saint Marys

High school: 

Camden County

Community features: 

Fitness Center, Gated, Golf, Pool, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$452,413
Asking price
$798,000
Closing costs (~8% of asking)
-$63,840
Est. remaining loan balance
-$281,747
Cash to seller
$452,413

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Rocket Mortgage

Loan start date

August 2022

Original loan amount

$292,000

Est. remaining balance

$281,747

Interest rate

5.7%

Loan type

New Conventional, 30 year

Seller

Eric Christopher Nelson and Sena Nelson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/09/2025 at 9:20 PM

Listing updated: 04/03/2025 at 1:21 AM

Listed by: Millie R. Weathers, BHHS Hodnett Cooper RealEstate

MLS: GeorgiaMLS #10482131

GeorgiaMLS logo

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