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$895,000

Beds
3
Baths
3.0
sq ft
2,021

298 Cobalt Ln, Miramar Beach, FL 32550

298 Cobalt Ln

Miramar Beach, FL 32550

  • 2 days on market
WALKTHROUGH TOUR AVAILABLE298 Cobalt Lane is a master class in craftsmanship and style. Built by the renowned Huff Homes, this property boasts custom upgrades including gas appliances, upgraded engineered hardwood flooring, upgraded tile and countertops, a walk-in laundry room, gas appliances, double crown molding, epoxy-flooring in the 2-car garage, and a private, heated pool.Framed by chic gas lanterns, 298 Cobalt Lane's classic southern-style brick design exudes elegance. The property's floor plan flows well and wastes zero space. Rarely seen at this price point, the home is outfitted with engineered hardwood flooring; flooring of this quality is typically reserved for multimillion dollar estates. Each bedroom is spacious, and every closet has been fitted with custom shelving to maximize the home's storage. That custom shelving is also present in the walk-in laundry room which boasts a custom-made folding rack. The guest bedroom suites both have dedicated full-sized bathrooms that include upgraded tile as well as quartz countertops. The tile selections in this property are of a quality I normally only find in my listings above $2,000,000 in value; the quality of this property is exceptional in every aspect. The kitchen is outfitted with stainless steel, gas appliances that are framed in by a porcelain tile backsplash and quartz countertops. The kitchen also has custom floor-to-ceiling shelving built into the pantry. One thing I really appreciate about the floorplan at 298 Cobalt Lane is the headers that separate the kitchen, dining room, and living room. Although it's an open floorplan design, the headers give each space a sense of definition, an end point to clearly delineate one space from the next. It's almost like the architect found a way to cleverly create a traditional floorplan feel while maintaining the maximum space utilization that an open floorplan allows. The living room is extremely spacious, it feels much larger than you'd expect for a home of just over 2,000 square feet. The gas fireplace is framed with an elegant marble tile which continues the high-end feel that this property consistently maintains throughout. The master suite is spacious, providing ample room for a king-sized bed, end tables, and a chest-of-drawers with room to spare. The California-style walk-in closet boasts floor-to-ceiling custom shelving, and the bathroom suite as a large walk-in shower and two separate vanities. The backyard is the crown jewel of this home; it's one of the only properties on the street with a private, heated pool and a screened-in back porch. The additional fenced-in yard space is perfect for children to play or to have a quiet area to let your pets roam. 298 Cobalt Lane is located in the gated subdivision of Emerald Bay, renowned for it's 18-hole golf course and luxurious community amenities that include a clubhouse, spacious pool, tennis courts, pickleball, and 24-hour security. Emerald Bay is located only 2.6 miles from a public beach access and it's positioned even closer than that to the world-class shopping and dining accommodations at the Destin Commons including the area's only Whole Foods market. Emerald Bay is within 5-minutes of the world-class boating accommodations of Legendary Marina, and it sits within a 10-minute drive from over 50 different restaurants as well as bowling alleys, movie theaters, Big Kahuna's Waterpark, multiple public beach accesses, and a host of other entertainment and dining options.

Details

Property type

Single Family Residence

Est. home value

$834,077

Lot size

5,663 sq ft

Price per sq ft

$443

Year built

2018

Monthly HOA fee

$107.33

Price History

01/28/2025
EmeraldCoast

EmeraldCoast #967203

Listed
$895,000
+55.65%
11/09/2020
EmeraldCoast

EmeraldCoast #856160

Sold
$575,000
+22.37%
08/02/2018
EmeraldCoast

EmeraldCoast #804490

Sold
$469,900

Schools & Community

Elementary school: 

Destin

Middle school: 

Destin

High school: 

Destin

Community features: 

Gated, Pool, Tennis Court(s)

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Loandepotcom Llc

Loan start date

May 2020

Original loan amount

$348,000

Est. remaining balance

$313,872

Interest rate

3.33%

Loan type

New Conventional, 30 year

Seller

Richard B Mathis and Sara M Mathis

Lender

Us Bank Na

Loan start date

July 2018

Original loan amount

$349,325

Est. remaining balance

$308,470

Interest rate

4.62%

Loan type

New Conventional, 30 year

Seller

Richard Barry Mathis and Sara Mcneece Mathis

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/30/2025 at 1:35 AM

Listing updated: 01/29/2025 at 11:14 AM

Listed by: Caleb A Spears, Caleb A Spears, Caleb A Spears, Caleb A Spears, Compass Phone #: (305) 851-2820

MLS: EmeraldCoast #967203

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