tomo logo

$319,000

Beds
3
Baths
2.0
sq ft
1,168

3 Oak St, Ridgely, MD 21660

3 Oak St

RIDGELY, MD 21660

  • 48 days on market
This charming and well-maintained rancher is move-in ready offering 3-bedrooms and 2-baths. The front door opens to a bright and inviting living room which flows into the spacious kitchen and dining area, complete with new stainless steel appliances, a pantry and a sliding glass door leading to a fenced backyard with patio space, ideal for outdoor enjoyment. Laminate wood flooring runs throughout the home, offering a modern look. Additional features include a storage shed and a new roof (December 2024). Conveniently located just minutes from Tuckahoe State Park, where you can fish, hike, kayak, or canoe while enjoying the outdoors. The Hillsboro boat ramp is less than 5 miles away, making this a perfect spot for boating enthusiasts.

Details

Property type

Single Family Residence

Est. home value

$261,655

Lot size

0.26 acres

Price per sq ft

$274

Year built

1995

Annual property taxes

$2,757

HOA

No

Price History

01/15/2025
Bright

Bright #MDCM2005224

Listed
$319,000
+79.21%
12/30/2018
Bright

Bright #MDCM103210

Sold
$178,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

CAROLINE COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$133,065
Asking price
$319,000
Closing costs (~8% of asking)
-$25,520
Est. remaining loan balance
-$160,415
Cash to seller
$133,065

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Bay Capital Mortgage Corp

Loan start date

February 2019

Original loan amount

$179,797

Est. remaining balance

$160,415

Interest rate

4.55%

Loan type

New Conventional, 30 year

Seller

Dylan J Hayman

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/03/2025 at 10:55 PM

Listing updated: 02/18/2025 at 4:09 PM

Listed by: Kimberly J Crouch, Benson & Mangold, LLC Phone #: (410) 745-0415

MLS: Bright #MDCM2005224

Bright logo

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