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$382,500

Beds
3
Baths
2.0
sq ft
1,037

306 Congress St, Oldsmar, FL 34677

306 Congress St

OLDSMAR, FL 34677

  • 116 days on market
    • Price drop $5,000↓
This impressive Oldsmar bungalow has distinctive curb appeal and charm with an oversized paver driveway, 3 bedrooms, 2 baths and a large tropical wonderland backyard setting for the entire family. Laminate floors throughout; new lights fixtures; ceiling fans throughout. Open floor plan with 12.8 x 18.7 living room featuring shiplap accent wall adjoining 9.9 x 6.8 dining area and 9.9 x 9.1 kitchen featuring white shaker cabinets, quartz countertops, all new stainless steel appliances and tile/glass backsplash. Split bedroom plan has primary bedroom 17.9 x 10.3 with ensuite featuring tumbled marble tile shower and single glass door, new single bath vanity and commode, 11.7x4.11 walk in closet with barn door, built-in shelving and double french doors to access the outdoor rear screened porch. Second bedroom is 9.3 x 10.2 with spacious wall closet and half of garage is converted into a third bedroom/study/office/den 10.2 x 12.11 with slate looking ceramic tile floor, laundry closet, clothes closet and double french doors to the side yard paver walkway to front or rear yards. Hall bath directly across from the 2nd bedroom with subway tiled tub/shower combination, single vanity and medicine cabinet. Half garage 10.2 x 9.2 currently being used for storage and a workout room. Hot water heater 2018, HVAC 2015; 5 new windows and 2 doors in 2016; 3/4 reclaimed water meter 2013, oversized paver driveway 2013, enclosed backyard wood 6 foot fence with gates 2013; roof 2008. FLOOD INSURANCE IS $762 annually and current flood insurance policy can be assumed by the buyer!!! The property had NO issues during the last two hurricanes. RE OLDS PARK waterfront with pier and playground, dog park, trails and more are less than a mile away. Properties at 308 Congress Street and 309 Congress Street are under renovation. All room sizes have been rounded in the description below. No issues with the residence from either of the hurricanes.

Details

Property type

Single Family Residence

Est. home value

$346,645

Lot size

5,820 sq ft

Price per sq ft

$369

Year built

1987

Annual property taxes

$2,530.64

HOA

No

Price History

11/04/2024
StellarMLS

StellarMLS #U8249349

Price change
$382,500
-1.29%
09/11/2024
StellarMLS

StellarMLS #U8249349

Removed
$387,500
07/12/2024
StellarMLS

StellarMLS #U8249349

Listed
$387,500
+51.66%

Schools & Community

Elementary school: 

Oldsmar Elementary-PN

Middle school: 

Carwise Middle-PN

High school: 

East Lake High-PN

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$179,367
Asking price
$382,500
Closing costs (~8% of asking)
-$30,600
Est. remaining loan balance
-$172,533
Cash to seller
$179,367

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Homebridge Financial Services Inc

Loan start date

June 2020

Original loan amount

$190,000

Est. remaining balance

$172,533

Interest rate

3.23%

Loan type

New Conventional, 30 year

Seller

Kaitlyn Beth Dinsmore

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 11/05/2024 at 8:40 AM

Listing updated: 11/04/2024 at 12:36 PM

Listed by: Colleen Tuttle, RE/MAX REALTEC GROUP INC Phone #: (727) 789-5555

MLS: StellarMLS #U8249349

StellarMLS logo

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