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$225,000

Beds
4
Baths
3.0
sq ft
2,352

307 N Mill St, Winnsboro, TX 75494

307 N Mill St

Winnsboro, TX 75494

  • 20 days on market
Welcome to this charming 4-bedroom, 3-bathroom, Turn-of-The-Century gem situated on a large corner lot, offering timeless character and room to grow. This beautiful home has a spacious interior with an inviting layout, featuring both upstairs and downstairs living areas. This home is perfect for multi-generational families of all sizes or use as a multi-tenant housing or short term vacation rental investment opportunities. High ceilings, original architectural details and abundant natural light create a warm, welcoming atmosphere throughout. The generously sized bedrooms offer comfort and privacy, while the flexible floor plan provides endless possibilities to update and fit it to your lifestyle. Outside, the expansive corner lot offers ample space for storage in the carport and workshop; supporting activities such as gardening, outdoor entertaining or future outdoor additions. Whether you're dreaming of restoring its historic charm or adding a modern touch, this home is a blank canvas full of potential. Don't miss your chance to own a piece of Winnsboro history. All information provided is deemed reliable but not guaranteed. Buyer and buyer's agent are responsible for conducting their own due diligence to verify all details, including but not limited to square footage, lot size, zoning, condition of the property, permits, and any other information pertinent to the purchase decision. The seller and Listing Broker and Listing Agent make no warranties or representations regarding the accuracy of information provided. Property is being sold as-is.

Details

Property type

Single Family Residence

Est. home value

$198,169

Lot size

0.33 acres

Price per sq ft

$96

Year built

1900

Annual property taxes

$4,706

Price History

02/04/2025
NTREIS

NTREIS #20834749

Listed
$225,000

Schools & Community

Elementary school: 

Winnsboro

Middle school: 

Memorial

High school: 

Winnsboro

School district: 

Winnsboro ISD

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$95,678
Asking price
$225,000
Closing costs (~8% of asking)
-$18,000
Est. remaining loan balance
-$111,322
Cash to seller
$95,678

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Guaranteed Rate Affinity Llc

Loan start date

April 2018

Original loan amount

$127,500

Est. remaining balance

$111,322

Interest rate

4.46%

Loan type

VA, 30 year

Seller

Bradley Allen Neaves and Amber N Neaves

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/24/2025 at 7:10 AM

Listing updated: 02/08/2025 at 3:32 PM

Listed by: Stephanie Cotton, Reside Realty Group Phone #: (972) 567-1961

MLS: NTREIS #20834749

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