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$420,000

Beds
4
Baths
2.5
sq ft
2,260

30753 Penny Surf Loop, Wesley Chapel, FL 33545

30753 Penny Surf Loop

WESLEY CHAPEL, FL 33545

  • 4 days on market
*** Take advantage of an assumable FHA or VA loan option with a competitive, lower interest rate! Welcome to 30753 Penny Surf Loop, located in the highly desirable Epperson community of Wesley Chapel. This like-new 4-bedroom, 2.5-bathroom, 2,260 square foot two-story home is move-in ready and the perfect opportunity for buyers looking to lock in a lower interest rate while enjoying resort-style living. On the first floor, you’ll find a bright and open layout with a kitchen that overlooks the living and dining areas, featuring elegant quartz countertops and plenty of space to cook and entertain. This level also includes a powder bath, two storage closets, and access to a private outdoor patio with no backyard neighbors, offering peace, privacy, and open skies. The fenced-in backyard is spacious with plenty of room for outdoor enjoyment, whether it’s relaxing, playing, or entertaining. All four bedrooms are located upstairs, along with a versatile loft area that’s perfect for work or play. The owner’s suite features a generous walk-in closet and a private ensuite bathroom with a linen closet. An additional full bathroom serves the three secondary bedrooms, and an extra storage closet provides even more functionality. You’ll love the charm and character of this nearly new home, along with its open-concept layout, spacious living areas, and thoughtful design. Located in an extremely family-friendly neighborhood, this home offers both comfort and community. As a resident of the Epperson Lagoon community, you’ll enjoy access to an incredible 7-acre Crystal Lagoon offering sandy beaches, swim-up bars, cabanas, kayaking, paddleboarding, inflatable obstacle courses, live music, movie nights, and seasonal events like trivia, karaoke, and holiday parades. This truly is resort-style living right in your own neighborhood. Situated just 10 minutes from KRATES at the Grove, 15 minutes from the Tampa Premium Outlets, 30 minutes from Downtown Tampa, 33 minutes from Tampa International Airport, and 90 minutes from Walt Disney World, this home combines a prime location with unbeatable value. Don’t miss your chance to own a beautiful, like-new home in one of Wesley Chapel’s most desirable communities. Schedule your private showing today!

Details

Property type

Single Family Residence

Est. home value

$425,890

Lot size

5,604 sq ft

Price per sq ft

$186

Year built

2022

Annual property taxes

$7,382

Monthly HOA fee

$82.33

Price History

03/26/2025
StellarMLS

StellarMLS #TB8360785

Listed
$420,000
+5%
01/31/2023
StellarMLS

StellarMLS #T3400666

Sold
$399,990

Schools & Community

Elementary school: 

Wesley Chapel Elementary-PO

Middle school: 

Thomas E Weightman Middle-PO

High school: 

Wesley Chapel High-PO

Community features: 

Park, Playground, Pool, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$16,311
Asking price
$420,000
Closing costs (~8% of asking)
-$33,600
Est. remaining loan balance
-$370,089
Cash to seller
$16,311

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Dhi Mortgage Company Ltd

Loan start date

January 2023

Original loan amount

$379,991

Est. remaining balance

$370,089

Interest rate

6.31%

Loan type

New Conventional, 30 year

Seller

Ruben Gustavo Gutierrez and Gina Stephanie Gutierrez

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/30/2025 at 6:40 PM

Listing updated: 03/28/2025 at 1:23 PM

Listed by: Justin Rambo, DALTON WADE INC Phone #: (888) 668-8283

MLS: StellarMLS #TB8360785

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