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$515,000

Beds
4
Baths
2.0
sq ft
2,127

308 S Union Ave, Havre De Grace, MD 21078

308 S Union Ave

HAVRE DE GRACE, MD 21078

  • 22 days on market
    • Open house Oct 05
Step into this enchanting 4-bedroom, 2-bath Colonial, where Victorian charm meets modern elegance, nestled right in the heart of Havre de Grace. From the moment you arrive, the welcoming covered porch invites you to slow down and take in the character that defines this home. Picture yourself here, sipping coffee as the neighborhood hums around you. As you walk inside, rich hardwood floors and classic crown molding greet you, setting the tone for the rest of the home. The family room, with its built-in display shelves, is a cozy haven perfect for both quiet moments and gatherings, while the formal living room – also featuring beautiful hardwoods, crown molding, and built-in shelves – offers versatile space. Whether it’s a second sitting area or the perfect at-home office, this room is ready to adapt to your needs. Around the corner, the dining room enchants with a one-of-a-kind stained glass window (included with the sale) that adds a touch of artistry to every meal. As you continue through the home, the kitchen becomes a central gathering spot, designed for both function and style. Granite countertops, a double sink, and gas cooking will thrill any home chef, while the vaulted ceiling adds a sense of spaciousness. There’s even room for a breakfast table, set right by the sliding glass door that leads to the wraparound deck – an ideal spot for outdoor dining or entertaining. A hidden gem in the kitchen is the stacked washer and dryer, neatly tucked away for your convenience. Just down the hall, the main-level bedroom, complete with hardwood floors and crown molding, opens up to the deck, giving you seamless indoor-outdoor living. Nearby, the main-level full bath offers a true retreat with its classic clawfoot soaking tub and walk-in shower, framed by wainscoting and recessed lighting for a timeless feel. Heading upstairs, you'll find three more bedrooms, each with its own charm. The primary bedroom features vaulted ceilings for an open, airy feel, while the other bedrooms offer cozy carpet underfoot and detailed crown molding. The recently renovated upstairs bath (2019) boasts a walk-in shower with a seat and custom tile, creating a spa-like atmosphere. The lower level remains an unfinished canvas, providing storage space or the opportunity to customize as you wish. Step outside to the fully privacy-fenced patio, where raised garden boxes and a pergola create the perfect oasis for relaxing or entertaining. Plus, the rare benefit of private driveway parking for up to four cars makes life even easier. With the town’s vibrant shops, restaurants, and waterfront just a short walk away, you’ll experience the best of Havre de Grace right outside your door. The home’s practical updates – from a new roof (2011) to updated appliances (2015) and a well-maintained HVAC system (2009) – add peace of mind. This is more than a home; it’s a lifestyle. Come and see for yourself – the perfect blend of history, charm, and modern living awaits!

Details

Property type

Single Family Residence

Est. home value

$375,571

Lot size

4,500 sq ft

Price per sq ft

$243

Year built

1935

Annual property taxes

$3,819

HOA

No

Price History

09/26/2024
Bright

Bright #MDHR2035626

Listed
$515,000

Schools & Community

Elementary school: 

HAVRE DE GRACE

Middle school: 

HAVRE DE GRACE

High school: 

HAVRE DE GRACE

Community features: 

Sidewalks

School district: 

HARFORD COUNTY PUBLIC SCHOOLS

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Swbc Mortgage Corp

Loan start date

April 2021

Original loan amount

$238,000

Est. remaining balance

$220,308

Interest rate

2.97%

Loan type

New Conventional, 30 year

Seller

Vicki Marie Stephens and John Alden Stephens

Lender

Wells Fargo Bank Na

Loan start date

June 2009

Original loan amount

$286,990

Est. remaining balance

Not provided

Interest rate

4.84%

Loan type

Stand Alone Second, 30 year

Seller

John A Stephens and Vicki M Stephens

Lender

Wells Fargo Bank Na

Loan start date

March 2005

Original loan amount

$225,800

Est. remaining balance

$123,506

Interest rate

5.63%

Loan type

New Conventional, 30 year

Seller

John A Stephens and Vicki M Stephens

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 10/04/2024 at 10:20 PM

Listing updated: 10/01/2024 at 5:06 PM

Listed by: Lee R. Tessier, EXP Realty, LLC Phone #: (410) 638-9555

MLS: Bright #MDHR2035626

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