tomo logo

$620,000

Beds
4
Baths
3.0
sq ft
2,270

3104 Heartleaf Ave E, Panama City, FL 32405

3104 Heartleaf Ave E

Panama City, FL 32405

  • 94 days on market
    • Price drop $5,000↓
OPEN HOUSES:Friday, 1/10 from 2-4pmSaturday, 1/11 from 10am-12pm Welcome to this beautifully maintained 3-bedroom, 2-bath home PLUS a carriage house, offering comfort and convenience in the highly desirable neighborhood of Sweetbay. The main home features a spacious living area with plenty of natural light. The kitchen is well-appointed and features granite countertops, stainless steel appliances and a gas range, ample cabinetry, and a large walk-in pantry. In the front of the home are the 3 bedrooms. The master suite features a tray ceiling and an en suite with double vanities, large walk-in shower, powder room, linen closet, and a spacious walk-in closet. Both additional bedrooms provide ample space for relaxation and privacy.Above the garage, discover a stunning, fully equipped studio with its own full bath, walk-in closet, refrigerator, and abundant cabinetry for all your storage needs. The studio also boasts a separate water heater and an AC unit for personalized climate control--ideal for guests, an office, or additional rental potential.Enjoy great outdoor living with a wraparound porch in the front, perfect for relaxing and taking in the surroundings. The large back porch offers plenty of space for outdoor dining, entertaining, or simply unwinding in your own private oasis. Located on a corner lot, this property offers plenty of parking space for guests, making entertaining a breeze. The meticulously maintained landscaping adds to the curb appeal and creates a serene, welcoming environment.Don't miss the opportunity to own this unique home with flexible living spaces in a fantastic location. Schedule your private tour today!

Details

Property type

Single Family Residence

Est. home value

$531,501

Lot size

7,318 sq ft

Price per sq ft

$274

Year built

2016

Annual property taxes

$5,075

Monthly HOA fee

$121

Price History

01/06/2025
CentralPanhandle

CentralPanhandle #765286

Price change
$620,000
-0.8%
11/20/2024
CentralPanhandle

CentralPanhandle #765286

Listed
$625,000
+74.44%
03/16/2017
CentralPanhandle

CentralPanhandle #645923

Sold
$358,296

Schools & Community

Elementary school: 

Northside

Middle school: 

Jinks

High school: 

Bay

Community features: 

Pool, Fishing, Playground, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$438,887
Asking price
$620,000
Closing costs (~8% of asking)
-$49,600
Est. remaining loan balance
-$131,513
Cash to seller
$438,887

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Caliber Home Loans Inc

Loan start date

March 2021

Original loan amount

$144,050

Est. remaining balance

$131,513

Interest rate

2.73%

Loan type

VA, 30 year

Seller

John D Smith and Madge J Smith

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 1:10 AM

Listing updated: 01/06/2025 at 1:20 PM

Listed by: Stephanie Roorda, Realty One Group Emerald Coast Phone #: (850) 238-8338

MLS: CentralPanhandle #765286

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