tomo logo

$799,900

Beds
7
Baths
6.0
sq ft
2,415

3105 W Spruce St, Tampa, FL 33607

3105 W Spruce St

TAMPA, FL 33607

  • 59 days on market
    • Price drop $25,100↓
One or more photo(s) has been virtually staged. INCREDIBLE INCOME OPPORTUNITY IN TAMPA! This rare TRIPLE-UNIT property offers unbeatable versatility—perfect for investors, multi-generational living, or short-term rentals! The main home (1,595 sq. ft.) features 4 bedrooms, each with a private bath, and has been beautifully upgraded with stylish tile and wood-look vinyl plank flooring. A spacious great room, dining area, and modern kitchen with granite counters, stainless steel appliances, and an island make this home as functional as it is stunning. But that’s not all! Two additional units provide even more potential: Unit 2 (520 sq. ft.) – A 2-bedroom, 1-bath space with a cozy sitting area and kitchen. Unit 3 (300 sq. ft.) – A 1-bedroom unit with a living area and room to add a kitchen! The main house has a proven Airbnb track record with 70% occupancy, making this a turnkey investment with incredible rental potential. Major upgrades are already done, including a roof, high-impact windows, updated plumbing, and water heater—just move in or start generating income immediately! Prime Tampa Location – NO HOA, NO restrictions! Walk to a nearby park, and enjoy easy access to top destinations: 5 minutes to Raymond James Stadium, 10 minutes to Downtown Tampa & Amalie Arena, 15 minutes to Tampa International Airport, Surrounded by shopping, dining, and entertainment! Opportunities like this don’t come often—whether you’re looking for rental income, a guest house, or an in-law suite, this property has it all. Come see it today!

Details

Property type

Single Family Residence

Est. home value

$815,538

Lot size

8,100 sq ft

Price per sq ft

$332

Year built

1913

Annual property taxes

$8,585

HOA

No

Price History

03/29/2025
StellarMLS

StellarMLS #TB8344963

Price change
$799,900
-3.04%
02/07/2025
StellarMLS

StellarMLS #TB8344963

Price change
$825,000
-1.79%
01/31/2025
StellarMLS

StellarMLS #TB8344963

Listed
$840,000

Schools & Community

Neighborhood: 

Northeast Macfarlane

Elementary school: 

West Tampa-HB

Middle school: 

Madison-HB

High school: 

Jefferson

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$111,114
Asking price
$799,900
Closing costs (~8% of asking)
-$63,992
Est. remaining loan balance
-$624,794
Cash to seller
$111,114

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Rocket Mortgage Llc

Loan start date

August 2022

Original loan amount

$647,200

Est. remaining balance

$624,794

Interest rate

5.78%

Loan type

New Conventional, 30 year

Seller

Jacob Zilbar and Marissa Zilbar

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/01/2025 at 2:10 PM

Listing updated: 03/29/2025 at 12:04 PM

Listed by: Tony Baroni, KELLER WILLIAMS SUBURBAN TAMPA Phone #: (813) 684-9500

MLS: StellarMLS #TB8344963

StellarMLS logo

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