tomo logo

$1,450,000

Beds
3
Baths
3.0
sq ft
3,234

3114 Bluff Blvd, Holiday, FL 34691

3114 Bluff Blvd

HOLIDAY, FL 34691

  • 6 days on market
Luxury Waterfront Living in Bailey’s Bluff! THIS HOME HAS NEVER EXPERIENCED FLOODING FROM ANY STORM OR HURRICANE, making it a solid and reliable investment. Discover unparalleled coastal living in this custom-built waterfront home on Rocky Creek in the highly sought-after secluded Bailey’s Bluff neighborhood. Nestled on a quiet street, this stunning property offers breathtaking water views, spectacular sunsets, and direct Gulf access with a private dock and 12,000 lb. boat lift - a true boater’s paradise! Designed for luxury and comfort, this home boasts spacious screened-in outdoor entertaining areas and a fully fenced rear yard, perfect for enjoying Florida’s coastal lifestyle. The owner’s suite is a true retreat, featuring dual walk-in closets, private access to both front and rear balconies, and an en-suite bathroom with a dual vanity and a walk-in shower. The air-conditioned ground floor offers valuable additional space (not included in taxable square footage) and is currently utilized as a bonus/game room, laundry room, pool bath, and storage area – all seamlessly connected to the separate twin-car garages. A brand-new roof is scheduled for installation prior to closing, and the sellers are offering a home warranty up to $1,000 at closing, ensuring peace of mind for the new owners. For those who desire extra amenities, an optional HOA membership is available for $100 annually, granting access to a private beach, clubhouse, and boat ramp. Conveniently located near Key Vista Nature Park and Historic Tarpon Springs, this luxury waterfront home offers the best of Florida’s Gulf Coast. Whether you're seeking a permanent residence or a vacation escape, this home delivers the ultimate Florida lifestyle. Don’t miss this rare opportunity to own a slice of paradise! Schedule your private showing today! All information provided, and measurements are approximate. Buyer must verify. PLEASE CLICK VIRTUAL TOUR LINK.

Details

Property type

Single Family Residence

Est. home value

$957,024

Lot size

0.44 acres

Price per sq ft

$449

Year built

2002

Annual property taxes

$11,931

Monthly HOA fee

$8.33

Price History

03/21/2025
StellarMLS

StellarMLS #TB8362666

Listed
$1,450,000
+16.09%
09/19/2024
StellarMLS

StellarMLS #T3539997

Removed
$1,249,000
09/15/2024
StellarMLS

StellarMLS #T3539997

Pending
$1,249,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Clubhouse, Park

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$549,719
Asking price
$1,450,000
Closing costs (~8% of asking)
-$116,000
Est. remaining loan balance
-$784,281
Cash to seller
$549,719

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Quontic Bank Fsb

Loan start date

June 2022

Original loan amount

$818,400

Est. remaining balance

$784,281

Interest rate

5.1%

Loan type

New Conventional, 30 year

Seller

Eric Cowden and Jennifer Cowden

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/27/2025 at 8:50 PM

Listing updated: 03/21/2025 at 6:56 AM

Listed by: Rose Winters PLLC, LPT REALTY, LLC Phone #: (877) 366-2213

MLS: StellarMLS #TB8362666

StellarMLS logo

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