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$1,418,247Estimated home value

Beds
4
Baths
4.0
sq ft
2,532

312 Cedar St, Neptune Beach, FL 32266

312 Cedar St

Neptune Beach, FL 32266

  • Off market
    • Price drop $49,000↓
Looking for a Florida vacation home or a smart investment? This is the one! Located East of 3rd Street, this custom-built home, meticulously maintained since 2015, offers the perfect blend of modern luxury & beachside relaxation. Rated VERY WALKABLE, it's only 0.19 miles to the beach & a short stroll to the vibrant Beaches Town Center. Shorter-term, 30-day rentals are allowed, making it achievable for rental income. The home features spacious living areas, ideal for entertaining guests & offers room for a pool to enhance your outdoor experience. This move-in ready home requires no renovations with no HOA fees or flood insurance requirements. Newer ACs & a newer water softener ensure comfort & quality, while a metal roof & tankless gas water heater add to the home's value & efficiency. This home is not just a place to live; it's an investment in a lifestyle. Whether you're looking for a profitable vacation rental or your own slice of paradise, 312 Cedar Street is the perfect choice! For entertainment & lifestyle, you can walk, bike, or golf cart to reach the quaint Beaches Town Center in Atlantic Beach to enjoy dining, juice and coffee bars, yoga, shopping, and more. Enjoy daily walks on the shores of the Atlantic Ocean or relax with beach sunsets in the evenings. It's like being on vacation daily! Don't miss out on this exceptional opportunity!

Details

Property type

Single Family Residence

Est. home value

$1,418,247

Lot size

5,227.2 sq ft

Price per sq ft

$573

Year built

2015

Annual property taxes

$11,481.71

Price History

10/01/2024
RealMLS

RealMLS #2036652

Removed
$1,450,000
09/05/2024
RealMLS

RealMLS #2036652

Price change
$1,450,000
-3.27%
07/12/2024
RealMLS

RealMLS #2036652

Listed
$1,499,000
-6.02%

Schools & Community

Elementary school: 

Neptune Beach

Middle school: 

Duncan Fletcher

High school: 

Duncan Fletcher

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Bank Of America Na

Loan start date

February 2020

Original loan amount

$95,000

Est. remaining balance

Not provided

Interest rate

3.3%

Loan type

Credit Line (Revolving), 30 year

Seller

Christopher J Gargani and Tona Joy Gargani

Lender

Wintrust Mortgage

Loan start date

May 2018

Original loan amount

$608,000

Est. remaining balance

$535,616

Interest rate

4.4%

Loan type

New Conventional, 30 year

Seller

Christopher Jon Gargani and Tona Joy Gargani

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Off Market

Tomo last checked: 11/09/2024 at 6:40 PM

Listing updated: 09/29/2024 at 9:05 AM

Listed by: JACI WARD, COMPASS FLORIDA LLC Phone #: (305) 851-2820

MLS: RealMLS #2036652

RealMLS logo

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