tomo logo

$1,399,000

Beds
4
Baths
4.0
sq ft
2,536

312 Cedar St, Neptune Beach, FL 32266

312 Cedar St

Neptune Beach, FL 32266

  • 12 days on market
STEPS FROM THE OCEAN! Experience the ultimate beach lifestyle with this custom-built gem, your perfect beach house or vacation retreat! Nestled East of 3rd Street, this home offers a blend of modern luxury & serene relaxation. Imagine waking up to the sound of the waves & enjoying a leisurely stroll to the Atlantic Ocean, just steps away. The vibrant Beaches Town Center is also within walking distance, offering a lively mix of shops, yoga, fine dining, juice & coffee bars and nightly entertainment. This meticulously maintained home, built in 2015, boasts spacious living areas designed for entertaining & comfort. With two en-suite guest bedrooms, your guests will enjoy the ultimate in privacy. The first floor bedroom serves as a home office. Luxury features throughout such as marble counters, hardwood flooring, high-end appliances & fixtures and plantation shutters. NO HOA fees. Flood Zone X. Newer AC, water softener, metal roof. Embrace the feeling of being on vacation every day!

Details

Property type

Single Family Residence

Est. home value

$1,418,247

Lot size

Unknown

Price per sq ft

$552

Year built

2015

Price History

02/10/2025
RealMLS

RealMLS #2069475

Listed
$1,399,000
-3.52%
10/01/2024
RealMLS

RealMLS #2036652

Removed
$1,450,000
09/05/2024
RealMLS

RealMLS #2036652

Price change
$1,450,000
-3.27%

Schools & Community

Elementary school: 

Neptune Beach

Middle school: 

Duncan Fletcher

High school: 

Duncan Fletcher

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Bank Of America Na

Loan start date

February 2020

Original loan amount

$95,000

Est. remaining balance

Not provided

Interest rate

3.3%

Loan type

Credit Line (Revolving), 30 year

Seller

Christopher J Gargani and Tona Joy Gargani

Lender

Wintrust Mortgage

Loan start date

May 2018

Original loan amount

$608,000

Est. remaining balance

$532,362

Interest rate

4.4%

Loan type

New Conventional, 30 year

Seller

Christopher Jon Gargani and Tona Joy Gargani

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 4:00 AM

Listing updated: 02/22/2025 at 10:46 AM

Listed by: JACQUELYN A WARD, COMPASS FLORIDA LLC Phone #: (305) 851-2820

MLS: RealMLS #2069475

RealMLS logo

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