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$584,900

Beds
2
Baths
2.0
sq ft
1,320

312 Governor Dr, Panama City Beach, FL 32413

312 Governor Dr

Panama City Beach, FL 32413

  • 120 days on market
    • Price drop $15,000↓
FURNISHED! Welcome to this gorgeous custom-built home on a double lot in Laguna Beach. Don't miss this exceptional home with luxury appointed features and 10-foot ceilings throughout. The open floorplan seamlessly blends style and functionality perfect for relaxing and entertaining. Home was built to be a primary residence, and it shows. Enjoy overflow entertaining space in your oversized screened porch which spans the entire length of the home. Enjoy outdoor dining and relaxing. Wooded views of protected land across the street. Impact windows, galvalume roof, concrete siding, spacious detached 2 car garage with golf cart. Fenced in yard. Well-equipped gourmet kitchen including stunning specially designed glass door cabinets. Two fabulous bedrooms that easily accommodate king sized furniture with ensuite spa like bathrooms with custom tile work. Handcrafted built in twin bunk beds. Plenty of room for outdoor living. With the addition of sewer coming to Laguna Beach a future in ground pool would be a nice addition. Short walk or golf cart ride to Laguna Beach, Carousel vintage grocery store and Thomas donuts, 30Avenue 5.7 miles, airport 20 min, Rosemary 6 miles.**see list for minimal exclusions**

Details

Property type

Single Family Residence

Est. home value

$584,506

Lot size

6,490 sq ft

Price per sq ft

$444

Year built

2018

Annual property taxes

$6,529

HOA

No

Price History

03/17/2025
CentralPanhandle

CentralPanhandle #765180

Price change
$584,900
-2.5%
11/03/2024
CentralPanhandle

CentralPanhandle #765180

Listed
$599,900
+6.18%
05/16/2022
CentralPanhandle

CentralPanhandle #724037

Sold
$565,000

Schools & Community

Elementary school: 

West Bay

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$107,042
Asking price
$584,900
Closing costs (~8% of asking)
-$46,792
Est. remaining loan balance
-$431,066
Cash to seller
$107,042

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Banksouth Mortgage Company Llc

Loan start date

May 2022

Original loan amount

$452,000

Est. remaining balance

$431,066

Interest rate

4.67%

Loan type

New Conventional, 30 year

Seller

Richard Shapiro and Sherrie Shapiro

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 5:10 PM

Listing updated: 03/17/2025 at 5:29 PM

Listed by: Cynthia Bowers, HomeSmart Phone #: (407) 476-0461

MLS: CentralPanhandle #765180

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