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$441,514Estimated home value

Beds
5
Baths
3.0
sq ft
3,213

3131 Pawleys Loop N, Saint Cloud, FL 34769

3131 Pawleys Loop N

ST CLOUD, FL 34769

  • Sold On 3/21/2025
Your luxury lifestyle awaits! This stunning 5-bedroom, 3-bath home with an oversized 3-car garage is nestled in the highly desired Stevens Plantation, right in the heart of Saint Cloud. Just minutes from the Florida Turnpike, top-tier shopping, dining, and the vibrant downtown scene, convenience meets sophistication. $30,000 COSMETIC UPGRADES (Check previous photos) | HVAC (2023) | Tankless Water Heater (2023) | New Pool Equipment | New Floors | Freshly Painted. The expansive kitchen is a chef’s dream, featuring granite countertops, 42” crowned cabinetry, a walk-in pantry, and an oversized breakfast bar. Step outside to your private half-acre retreat, where a resort-style SALTWATER pool with a sun shelf sets the tone for relaxation. Entertain effortlessly with a fully equipped outdoor kitchen, fire pit, and serene water fountain. Surrounded by lush landscaping, including over two dozen swaying palms and fruit trees, this home is a true tropical oasis. HOA includes cable and internet.

Details

Property type

Single Family Residence

Est. home value

$441,514

Lot size

0.5 acres

Price per sq ft

$215

Year built

2006

Annual property taxes

$9,015.15

Monthly HOA fee

$67.33

Price History

03/21/2025
StellarMLS

StellarMLS #S5121094

Sold
$690,000
03/05/2025
StellarMLS

StellarMLS #S5121094

Pending
$690,000
02/20/2025
StellarMLS

StellarMLS #S5121094

Listed
$690,000
+6.15%

Schools & Community

Elementary school: 

St Cloud Elem

Middle school: 

St. Cloud Middle (6-8)

High school: 

St. Cloud High School

Community features: 

Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$339,641
Asking price
$690,000
Closing costs (~8% of asking)
-$55,200
Est. remaining loan balance
-$295,159
Cash to seller
$339,641

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Home Point Financial Corporation

Loan start date

June 2022

Original loan amount

$308,000

Est. remaining balance

$295,159

Interest rate

5.1%

Loan type

New Conventional, 30 year

Seller

Eric E Lamphear and Melany Lamphear

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Off Market

Tomo last checked: 04/02/2025 at 2:25 AM

Listing updated: 03/21/2025 at 3:49 PM

Listed by: Lily Chandler, KELLER WILLIAMS LEGACY REALTY Phone #: (407) 855-2222

MLS: StellarMLS #S5121094

StellarMLS logo

Recently listed in ST CLOUD