tomo logo

$479,900

Beds
5
Baths
3.0
sq ft
2,447

31386 Penny Surf Loop, Wesley Chapel, FL 33545

31386 Penny Surf Loop

WESLEY CHAPEL, FL 33545

  • 25 days on market
Nestled in the sought-after Epperson Ranch community, just a short walk from the country’s first 7.5-acre lagoon, this exceptional 5-bedroom, 3-bathroom home stands out with its tasteful upgrades—offering more than new construction. The open-concept layout provides a spacious flow, perfect for both everyday living and entertaining. The heart of the home features a generous living and dining area seamlessly connected to the kitchen, along with a rare first-floor bedroom and full bath—ideal for guests, multi-generational living, office, or playroom. Step outside to a beautifully designed backyard, complete with a large patio and gazebo—perfect for hosting gatherings or unwinding in a peaceful setting. Whether enjoying an afternoon barbecue or a cozy evening under the stars, this outdoor space is sure to become a favorite retreat. Plus, at the end of the street, you'll find a playground and open green space—perfect for a game of catch or a friendly round of tag. Beyond the home, enjoy free resident access to the resort-style lagoon, featuring a sandy beach, water activities, beach volleyball, on-site dining, and entertainment for all ages—making every day feel like a vacation. The HOA fee also includes high-speed internet and cable TV at no additional cost. The location is unbeatable—less than two miles from I-75, offering quick access to top dining, Wiregrass Mall, and other shopping destinations. Tampa International Airport is just 35 miles away, and downtown Tampa is only 30 miles. Plus, with a brand-new Publix, Starbucks, and other businesses nearby, convenience is at your doorstep. Don’t miss this opportunity to own a stunning home in a one-of-a-kind community!

Details

Property type

Single Family Residence

Est. home value

$467,289

Lot size

5,037 sq ft

Price per sq ft

$197

Year built

2021

Annual property taxes

$7,288

Monthly HOA fee

$82.33

Price History

03/07/2025
StellarMLS

StellarMLS #TB8358893

Listed
$479,900
+24.98%
11/19/2021
StellarMLS

StellarMLS #J938206

Sold
$383,990

Schools & Community

Elementary school: 

Watergrass Elementary-PO

Middle school: 

Thomas E Weightman Middle-PO

High school: 

Wesley Chapel High-PO

Community features: 

Park, Playground, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$102,976
Asking price
$479,900
Closing costs (~8% of asking)
-$38,392
Est. remaining loan balance
-$338,532
Cash to seller
$102,976

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Dhi Mortgage Company Ltd

Loan start date

November 2021

Original loan amount

$364,791

Est. remaining balance

$338,532

Interest rate

3.01%

Loan type

New Conventional, 30 year

Seller

Alexis Jordan Phillips and Tyler Kane Norris

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/01/2025 at 1:00 PM

Listing updated: 03/29/2025 at 1:10 PM

Listed by: Harshal Patel, H. PATEL REAL ESTATE LLC Phone #: (860) 805-3738

MLS: StellarMLS #TB8358893

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