tomo logo

$344,900

Beds
3
Baths
2.0
sq ft
1,383

3161 Settlers Trl, Saint Cloud, FL 34772

3161 Settlers Trl

SAINT CLOUD, FL 34772

  • 2 days on market
Your Dreams are within Reach with this absolutely charming 3 bedroom, 2 bathroom residence in St. Cloud! This home offers the perfect blend of modern comfort and small-town charm in a beautiful and growing area. As you enter, you'll be greeted by the inviting ambiance of a freshly updated interior, featuring beautiful tiled floors and showered with radiant, natural sunlight cascading in from sliding glass doors, onto a spacious great room. The kitchen is equipped with updated stainless steel appliances and pantry closet. (Refrigerator 2023, dishwasher 2022, garbage disposal 2023) The primary suite is a true retreat with a large walk-in closet and en-suite bathroom featuring a garden tub/shower. The split bedroom floor plan ensures privacy plus it also features an office with a barn door for additional privacy and could also double as a 4th bedroom, if the need arises. Step through the sliding glass doors and discover your own private oasis in the large fenced-in backyard for you to create countless memories with endless possibilities. Roof replaced (2017), A/C (2020), Water Heater 2018, Water Softener 2017. Low HOA fees. Explore the variety of dining and shopping options in the vicinity. With multiple golf courses, pickleball courts and shopping options, plus all the theme parks just minutes away, you'll find plenty of activities to suit your lifestyle. This home offers not just a residence, but a lifestyle where you can truly savor the best of Florida living. Don't miss the opportunity to make this sweet gem your home – schedule a showing today and start calling St. Cloud home, today!

Details

Property type

Single Family Residence

Est. home value

$377,738

Lot size

0.25 acres

Price per sq ft

$250

Year built

1996

Annual property taxes

$2,339

Monthly HOA fee

$23.08

Price History

11/12/2024
StellarMLS

StellarMLS #O6256895

Listed
$344,900
+75.97%
08/31/2017
StellarMLS

StellarMLS #S4848749

Sold
$196,000
+49.62%
06/09/2015
StellarMLS

StellarMLS #S4711730

Sold
$131,000
-6.43%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$152,305
Asking price
$344,900
Closing costs (~8% of asking)
-$27,592
Est. remaining loan balance
-$165,003
Cash to seller
$152,305

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Envoy Mortgage Ltd

Loan start date

August 2017

Original loan amount

$192,449

Est. remaining balance

$165,003

Interest rate

4.03%

Loan type

FHA, 30 year

Seller

Sean Callaghan and Amy Bartoli

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 11/13/2024 at 9:55 PM

Listing updated: 11/13/2024 at 6:51 AM

Listed by: Sean DeCoster, FIERCE REALTY Phone #: (407) 758-5179

MLS: StellarMLS #O6256895

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