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$3,995,000

Beds
6
Baths
4.5
sq ft
Unknown

3178 Harness Creek Rd, Annapolis, MD 21403

3178 Harness Creek Rd

ANNAPOLIS, MD 21403

  • 132 days on market
Seize this incredible opportunity to build your dream custom waterfront home on the highly sought-after, protected Aberdeen Creek. Contact us now to walk this homesite and tour the decorated model home. Nestled next to the renowned Great Frog Vineyard, this luxurious property offers unparalleled features and breathtaking views. The main level boasts soaring 10-foot ceilings, exposed beams, and wide plank floors, creating a spacious and inviting atmosphere. The gourmet kitchen is a chef’s dream, featuring built-in cabinetry, sleek quartz countertops and backsplash, a generous island, double ovens, a gas cooktop, and a walk-in pantry. The kitchen seamlessly flows into the dining area, with large windows and glass doors that frame stunning views of the creek. Step outside to a covered patio, perfect for outdoor entertaining, located just off the dining and family room. Upstairs, the expansive primary suite offers panoramic water views through large windows. The spa-like primary bathroom includes a freestanding tub, oversized shower, water closet, and a walk-in closet. This level also features three additional spacious bedrooms, two full bathrooms, and a convenient laundry room. The finished lower level includes a fifth bedroom, a full bathroom, and a large recreation room, providing plenty of space for guests or family activities. Situated on a private 1.12-acre lot with approximately 109 feet of pristine waterfrontage, this property has the ideal depth for a private pier to accommodate your boat. Experience ultimate privacy, luxury, and waterfront living all in one. Appointments are required for a private showing—please contact the listing agent for details and don’t miss out on this once-in-a-lifetime opportunity!

Details

Property type

Single Family Residence

Est. home value

$2,522,278

Property condition

New Construction

Lot size

1.12 acres

Price per sq ft

Unknown

Year built

2025

Annual property taxes

$6,273

HOA

No

Price History

10/18/2024
Bright

Bright #MDAA2096726

Listed
$3,995,000
+99.75%
01/14/2022
Bright

Bright #MDAA2024802

Sold
$2,000,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$2,523,269
Asking price
$3,995,000
Closing costs (~8% of asking)
-$319,600
Est. remaining loan balance
-$1,152,131
Cash to seller
$2,523,269

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Shore United Bank Na

Loan start date

January 2022

Original loan amount

$1,400,000

Est. remaining balance

$1,152,131

Interest rate

2.42%

Loan type

New Conventional, 15 year

Seller

Eron Stults Kelly and Kathleen Clarke Kelly

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/23/2025 at 10:35 PM

Listing updated: 02/10/2025 at 9:04 AM

Listed by: Colleen M Smith, EXP Realty, LLC Phone #: (888) 860-7369

MLS: Bright #MDAA2096726

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