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$160,000

Beds
2
Baths
1.0
sq ft
700

3314 Harris St, Ferndale, MI 48220

3314 Harris St

Ferndale, MI 48220

  • 16 days on market
This charming North Ferndale home is move-in ready and offers a perfect blend of comfort and convenience. The inviting covered front porch is ideal for enjoying summer sunsets. Inside, you'll find a spacious living room and two generously sized bedrooms, both featuring refinished hardwood floors, while brand-new vinyl flooring throughout the rest of the home adds a fresh, modern touch. The full bathroom is a standout, with ceramic tile, a pedestal sink, a relaxing soaking tub, and a closet for additional storage. The updated kitchen boasts crisp white cabinets, a stylish tile backsplash, and a full suite of appliances, including a full-size stackable washer and dryer, double stainless-steel sink, electric stove, and refrigerator. Recessed LED lighting and fresh paint throughout enhance the home's bright, contemporary feel. Additional highlights include a brand-new HVAC system, a one-car garage, newer windows and siding, a 3D roof on both the house and garage, painted garage exterior, a newer hot water tank, PEX plumbing, central A/C, and an upgraded electrical panel. The fenced backyard offers privacy and space for outdoor activities, while the large attic provides ample storage. Located in a friendly neighborhood between downtown Royal Oak and Ferndale, this home is just minutes from shopping, dining, expressways, and only a 15-minute drive to downtown Detroit. Don't miss the opportunity to make this delightful, freshly updated home your own!

Details

Property type

Single Family Residence

Est. home value

$136,882

Lot size

4,792 sq ft

Price per sq ft

$229

Year built

1923

Annual property taxes

$6,033

Price History

01/05/2025
Realcomp

Realcomp #20250000817

Listed
$160,000
-5.82%
12/24/2024
Realcomp

Realcomp #20240071283

Removed
$169,888
11/09/2024
Realcomp

Realcomp #20240071283

Price change
$169,888
-0.01%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

Hazel Park

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$43,259
Asking price
$160,000
Closing costs (~8% of asking)
-$12,800
Est. remaining loan balance
-$103,941
Cash to seller
$43,259

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Umortgage Llc

Loan start date

February 2023

Original loan amount

$106,250

Est. remaining balance

$103,941

Interest rate

6.33%

Loan type

New Conventional, 30 year

Seller

Jessica Ochoa and Jesus Alejandro Ochoa Vega

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/22/2025 at 8:55 AM

Listing updated: 01/18/2025 at 2:15 PM

Listed by: Ian Olson, Spencer Real Estate, LLC Phone #: (833) 765-3773

MLS: Realcomp #20250000817

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