tomo logo

$675,000

Beds
2
Baths
2.0
sq ft
1,532

339 W River Rd, Palatka, FL 32177

339 W River Rd

Palatka, FL 32177

  • Pending
This riverfront retreat sits on over an acre of land on the beautiful St. Johns River, offering stunning water views and endless possibilities. Relax in the shade of majestic oaks or enjoy fishing and boating from the 150-foot dock fitted with a new lift. Inside, the spacious family room features a stunning floor-to-ceiling stone fireplace and a wet bar, creating the perfect space for entertaining or cozy nights in. With an oversized garage that fits up to six cars, there's ample space for vehicles, boats, or hobbies. Plus, with plenty of room to expand, you can create the dream waterfront oasis you've always wanted. Don't miss this rare opportunity, schedule your tour today!

Details

Property type

Single Family Residence

Est. home value

$665,907

Lot size

1.77 acres

Price per sq ft

$441

Year built

1956

Annual property taxes

$7,283.4

HOA

No

Price History

03/19/2025
RealMLS

RealMLS #2076269

Pending
$675,000
03/18/2025
RealMLS

RealMLS #2076269

Listed
$675,000
+3.85%
03/07/2025
RealMLS

RealMLS #2041606

Removed
$650,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$366,708
Asking price
$675,000
Closing costs (~8% of asking)
-$54,000
Est. remaining loan balance
-$254,292
Cash to seller
$366,708

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fifth Third Bank

Loan start date

August 2020

Original loan amount

$347,000

Est. remaining balance

$254,292

Interest rate

2.48%

Loan type

New Conventional, 15 year

Seller

James David Miller and Regina Mcdonough

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 04/05/2025 at 9:10 PM

Listing updated: 03/31/2025 at 7:40 PM

Listed by: PENNY LEWIS, IHEART REALTY INC Phone #: (386) 546-8571

MLS: RealMLS #2076269

RealMLS logo

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