tomo logo

$315,000

Beds
3
Baths
2.0
sq ft
1,650

340 Saddle Leaf, Cibolo, TX 78108

340 Saddle Leaf

Cibolo, TX 78108

  • 56 days on market
    • Price drop $5,000↓
Welcome to this charming one-story home in the sought-after Saddle Creek Ranch neighborhood built in 2023 "like new"! With 20-foot spacing between homes, this is not your average 3 bedroom, 2 bath, 2 car garage home. It is meticulously maintained and comes with upgraded electrical main panel, plumbing and HVAC improvements. Equipped with HVAC UV air filter, reverse osmosis, water softener, and heavy-duty security doors at the front and back of the house--and more. A total of $25,000 in quality enhancements already done for you and the builder's structural warranty transfers to the new owner! As you walk in the front door and pass through the foyer, you'll find that the kitchen is the heart of the home, featuring 42" cabinets, granite countertops, a large island, and an open layout with high ceilings that seamlessly connect the dining and family rooms. The spacious primary bedroom offers a walk-in closet and an ensuite complete with a double vanity and a sizable shower. The versatile flex room is ideal for a home office, playroom, or workout area. HOA amenities include a junior Olympic size pool, clubhouse, playground, fitness stations, pond and basketball court. Located in the highly acclaimed SCUCISD and currently zoned for Byron P. Steele High School. Easy access to FM 1103, entertainment, dining, and a quick commute to JBSA Randolph ( 15 mins) and Fort Sam (approx 30 mins). Don't let this one slip away-schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$310,005

Lot size

6,534 sq ft

Price per sq ft

$191

Year built

2023

Annual property taxes

$6,037.07

Monthly HOA fee

$44.41

Price History

04/02/2025
SanAntonio

SanAntonio #1840637

Price change
$315,000
-1.56%
03/20/2025
SanAntonio

SanAntonio #1840637

Price change
$320,000
-1.39%
03/06/2025
SanAntonio

SanAntonio #1840637

Price change
$324,500
-0.15%

Schools & Community

Elementary school: 

CIBOLO VALLEY

Middle school: 

Dobie J. Frank

High school: 

Byron Steele High

Community features: 

Clubhouse, Pool

School district: 

Schertz-Cibolo-Universal City ISD

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$47,583
Asking price
$315,000
Closing costs (~8% of asking)
-$25,200
Est. remaining loan balance
-$242,217
Cash to seller
$47,583

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

First Choice Lending Group Lp

Loan start date

July 2023

Original loan amount

$246,734

Est. remaining balance

$242,217

Interest rate

6.71%

Loan type

VA, 30 year

Seller

Phillip Cuneo

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

SanAntonio
$330,000
3 bd
|
2 ba
|
1,996 sq ft
|
House

500 Saddle Pass, Cibolo, TX 78108

Price drop
SanAntonio
$289,500
3 bd
|
2 ba
|
1,858 sq ft
|
House

3800 Greenridge, Cibolo, TX 78108

Price drop
SanAntonio
$287,000
3 bd
|
2 ba
|
1,910 sq ft
|
House

3825 Greenridge, Cibolo, TX 78108

Status: Active

Tomo last checked: 04/04/2025 at 2:55 PM

Listing updated: 04/02/2025 at 6:02 PM

Listed by: Sebastiano Formica, eXp Realty Phone #: (888) 519-7431

MLS: SanAntonio #1840637

SanAntonio logo

Recently listed in Cibolo

$349,000|4 bd|2.5 ba|House
$450,000|5 bd|3.5 ba|House
$429,000|4 bd|2.0 ba|House
$374,900|3 bd|2.0 ba|House
$449,000|4 bd|3.5 ba|House
$449,500|4 bd|2.5 ba|House
$275,000|4 bd|2.0 ba|House
$320,000|3 bd|2.0 ba|House
$375,000|5 bd|3.0 ba|House
$495,000|5 bd|4.0 ba|House