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$550,000

Beds
3
Baths
3.0
sq ft
2,469

349 Madison Cir, Panama City Beach, FL 32407

349 Madison Cir

Panama City Beach, FL 32407

  • 46 days on market
''Sweet home F L O R I D A ''. Emerald Coast south of 30A location with easy access to heart of PCBeach and Breakfast Point retail and services. Move-In ready well maintained Craftsman style 3 story home on a corner lot next to fishing pond! Quality shows throughout this fine home with mature landscaping. Walk into the great room with open concept of living, dining and kitchen layout. Inspiring primary suite with full bath and large balcony. Lofted 3rd floor suite with open layout, bedroom, closets and full bathroom. Home is suitable for multi-generational families. Minutes away from all necessary amenities and easy commute. Easy to preview~

Details

Property type

Single Family Residence

Est. home value

$503,861

Lot size

3,049 sq ft

Price per sq ft

$223

Year built

2007

Annual property taxes

$4,440

Monthly HOA fee

$117.27

Price History

02/15/2025
CentralPanhandle

CentralPanhandle #768894

Listed
$550,000
01/01/2025
CentralPanhandle

CentralPanhandle #762129

Removed
$550,000
09/01/2024
CentralPanhandle

CentralPanhandle #762129

Listed
$550,000
+20.88%

Schools & Community

Elementary school: 

Hutchison Beach

Middle school: 

Surfside

High school: 

Arnold

Community features: 

Pool, Fishing, Park

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$249,153
Asking price
$550,000
Closing costs (~8% of asking)
-$44,000
Est. remaining loan balance
-$256,847
Cash to seller
$249,153

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Nbh Bank Na

Loan start date

March 2022

Original loan amount

$273,000

Est. remaining balance

$256,847

Interest rate

3.55%

Loan type

New Conventional, 30 year

Seller

Kymble L Palomba and Armando Palomba

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 5:10 PM

Listing updated: 03/29/2025 at 11:50 PM

Listed by: Kym L Palomba, Berkshire Hathaway HomeServices Beach Properties of Florida Phone #: (850) 252-4160

MLS: CentralPanhandle #768894

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