tomo logo

$340,000

Beds
2
Baths
2.0
sq ft
1,230

3499 Cedar Ln, Palm Harbor, FL 34684

3499 Cedar Ln

PALM HARBOR, FL 34684

  • 136 days on market
    • Price drop $20,000↓
    • Open house Apr 06
Not in a Flood Zone and a Non Evacuation Zone PLUS No Nightmare Condo assessments! Enjoy MAINTENANCE-FREE RESORT STYLE LIVING in this Villa that acts and feels like a Single Family Home with a Low Monthly HOA fee of just $227.The Front Entry is ONE of a KIND with New Cedar beams and its corrugated Plastic Cover that helps keep You and Your Enclosed Screened-in front porch cleaner and dryer. Additionally, the Attached ONE CAR GARAGE keeps you safer and out of the weather as it conveniently enters into the UPDATED EAT-IN Kitchen. That will be a delight to cook in the Kitchen with its White Shaker Cabinets, GRANITE Countertops, and beautiful Backsplash of Subway Tiles that are illuminated with Under Cabinet Lighting which Enhances the Ambiance. The Lovely Laminate Floors throughout are a breeze to maintain and the PLANTATION SHUTTERS add the Tropical vibe. The Large Primary bedroom has a large WALK-IN Closet and an ensuite with a shower while the REMODELED Guest bath has a NEW bathtub, Vanity, Sink and Toilet. The Guest bedroom has a spacious Walk-in closet and 2 windows keeping it light and bright. Plenty of Storage with the PULL DOWN attic in the garage. The Roof was New in 2017, New appliances in 2021, Water Heater 2020, AC is 2011. Owning this villa entitles you to ALL The AMENITIES that HIGHLAND LAKES ON LAKE TARPON - An ACTIVE 55+ community offers including FREE GOLF, FREE BOAT/RV STORAGE, Ceramics, Stain glass, Woodworking Workshops, Tennis/PICKLEBALL, 2 Htd POOLS, Pontoon Boats Cruises, Shuffleboard, Bocce, Theater, and with Over 40 Clubs this is Florida Living at its BEST all for just $164.00 a month.

Details

Property type

Townhouse

Est. home value

$335,233

Lot size

6,072 sq ft

Price per sq ft

$277

Year built

1986

Annual property taxes

$3,611.2

Monthly HOA fee

$227

Price History

02/03/2025
StellarMLS

StellarMLS #TB8320642

Price change
$340,000
-5.56%
11/17/2024
StellarMLS

StellarMLS #TB8320642

Listed
$360,000
-0.69%
08/13/2024
StellarMLS

StellarMLS #U8233469

Removed
$362,500

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Palm Harbor Univ High-PN

Community features: 

Golf, Pool, Sidewalks, Tennis Court(s)

Senior community center: 

Yes

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$59,261
Asking price
$340,000
Closing costs (~8% of asking)
-$27,200
Est. remaining loan balance
-$253,539
Cash to seller
$59,261

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Mortgage Research Center Llc

Loan start date

August 2021

Original loan amount

$275,000

Est. remaining balance

$253,539

Interest rate

2.98%

Loan type

VA, 30 year

Seller

Michele Riposio

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 4:20 PM

Listing updated: 03/31/2025 at 5:07 PM

Listed by: Sheri Ragsdale, RAGSDALE RESIDENTIAL REALTY Phone #: (727) 742-3789

MLS: StellarMLS #TB8320642

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Recently listed in PALM HARBOR