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$664,000

Beds
3
Baths
3.5
sq ft
2,353

3517 Cottage Cove Ln, Panama City, FL 32408

3517 Cottage Cove Ln

Panama City, FL 32408

  • 69 days on market
    • Price drop $10,000↓
    • Open house Sep 22
Welcome to this stunning three-story Craftsman-style home, perfectly situated in a tranquil gated community near the bay. This elegant residence features numerous upgrades throughout, including three luxurious master suites (two of which have a private balcony) with full bathrooms and an additional half bath. The open kitchen boasts granite countertops, seamlessly connecting to the living space with its soaring high ceilings. The second floor offers extra bonus space, ideal for a home office, gym, or reading area. Enjoy access to a sparkling community pool, perfect for relaxing and socializing. With low HOA dues, this home is just minutes from marinas and a premier golf course. Nestled away from the beach's hustle and bustle yet just five minutes from the Gulf of Mexico, this home provides the perfect blend of privacy and convenience.

Details

Property type

Single Family Residence

Est. home value

$597,673

Lot size

3,049 sq ft

Price per sq ft

$283

Year built

2009

Annual property taxes

$4,338

Monthly HOA fee

$73.33

Price History

09/10/2024
CentralPanhandle

CentralPanhandle #759899

Price change
$664,000
-1.48%
07/11/2024
CentralPanhandle

CentralPanhandle #759899

Listed
$674,000
+79.73%
10/18/2019
CentralPanhandle

CentralPanhandle #687082

Sold
$375,000

Schools & Community

Neighborhood: 

Upper Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Community features: 

Pool, Gated

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Tyndall Fcu

Loan start date

March 2021

Original loan amount

$304,000

Est. remaining balance

$280,555

Interest rate

2.73%

Loan type

New Conventional, 30 year

Seller

Lori Elsberry Fitzgerald and Lori E Fitzgerald

Lender

Broker Solutions Inc

Loan start date

October 2019

Original loan amount

$305,250

Est. remaining balance

Not provided

Interest rate

2.25%

Loan type

FHA, 30 year

Seller

Lori Elsberry Fitzgerald

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/21/2024 at 5:40 AM

Listing updated: 09/10/2024 at 6:29 PM

Listed by: Shelly C Webb, Five Star Realty Group, LLC Phone #: (850) 215-3687

MLS: CentralPanhandle #759899

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