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$239,900

Beds
2
Baths
2.0
sq ft
1,100

3540 42nd St S Unit F, Saint Petersburg, FL 33711

3540 42nd St S Unit F

ST PETERSBURG, FL 33711

  • <1 day on market
Discover this immaculate, turn-key ready condo in the highly sought-after gated community of Bermuda Bay. This beautifully updated second-floor unit offers 1,100 square feet of elegant living space, featuring two spacious bedrooms, two full bathrooms, and a seamless blend of modern comfort and timeless style. Step inside and be captivated by the neutral color palette and contemporary wood-plank laminate flooring that flows throughout the home. Fully furnished with brand-new furniture in 2023, this residence is designed for effortless living and immediate enjoyment. The open-concept layout is enhanced by abundant natural light, creating a warm and inviting ambiance throughout. The kitchen is a chef’s dream, showcasing sleek stainless steel appliances, a new refrigerator (2025), stunning granite countertops, a custom tile backsplash, and upgraded lighting fixtures that add a touch of sophistication. The adjacent dining and living areas provide ample space for entertaining or unwinding in style. Retreat to the spacious bedrooms, each offering large walk-in closets and a tranquil atmosphere for relaxation. The primary suite boasts an en-suite bath, while the secondary bedroom is equally inviting with it's own private access full bath. Freshly painted interiors, updated ceiling fans, and thoughtful design details make this condo truly stand out. Additional upgrades include a new HVAC system installed in 2023 with ultra-violet lighting for enhanced air quality, all-new energy-efficient windows with hurricane fabric shutters, a new glass sliding door, and newly constructed front and rear balconies. A pipe sensor system has been added for peace of mind, ensuring the utmost in modern convenience and security. This exceptional condo also presents a fantastic investment opportunity with a strong rental income history. Whether you’re seeking a primary residence, a vacation retreat, or an income-generating property, this home delivers unparalleled value. Bermuda Bay is a vibrant community offering an array of resort-style amenities, including a sparkling pool, a clubhouse, a park, private fishing pier, racquetball and tennis courts, and a private beach with stunning water front views. Located just minutes from Florida’s top-rated Gulf beaches, fine dining, shopping destinations, and with easy access to Tampa Bay, this location is simply unbeatable. Don’t miss your chance to own this exceptional condo in one of Florida’s most desirable coastal communities.

Details

Property type

Condominium

Est. home value

$295,295

Lot size

18.9 acres

Price per sq ft

$219

Year built

1974

Annual property taxes

$4,489

HOA

No

Price History

04/02/2025
StellarMLS

StellarMLS #TB8368261

Listed
$239,900
-10.6%
10/14/2022
StellarMLS

StellarMLS #U8175451

Sold
$268,340
+47.44%
08/19/2020
StellarMLS

StellarMLS #U8076781

Sold
$182,000

Schools & Community

Neighborhood: 

Clam Bayou

Elementary school: 

Gulfport Elementary-PN

Middle school: 

Azalea Middle-PN

High school: 

Lakewood High-PN

Community features: 

Gated, Clubhouse, Park, Playground, Pool, Racquetball, Sidewalks, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$26,209
Asking price
$239,900
Closing costs (~8% of asking)
-$19,192
Est. remaining loan balance
-$194,499
Cash to seller
$26,209

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Draper & Kramer Mortgage Corp

Loan start date

October 2022

Original loan amount

$201,255

Est. remaining balance

$194,499

Interest rate

5.55%

Loan type

New Conventional, 30 year

Seller

Joseph P Filippello Jr

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 10:30 AM

Listing updated: 04/03/2025 at 6:59 AM

Listed by: Jac Smith, KELLER WILLIAMS ST PETE REALTY Phone #: (727) 894-1600

MLS: StellarMLS #TB8368261

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