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$529,000

Beds
2
Baths
2.0
sq ft
1,706

3589 Oak Lake Dr, Palm Harbor, FL 34684

3589 Oak Lake Dr

PALM HARBOR, FL 34684

  • 100 days on market
    • Price drop $20,900↓
Discover this stunning 2 Bedroom, 2 Bath, 1706 sq. ft. POOL home in the desirable Highland Lakes Community. Located on a fantastic street with friendly neighbors and NO REAR neighbors, this home offers both privacy and charm. Wake up to breathtaking sunrises over the pool, creating the perfect setting for your morning coffee. A Spacious and Versatile Florida Room provides flexibility - it can be open up for a bright, airy feel or sectioned off for privacy as needed. The Eat-in kitchen is designed for both style and functionality, offering ample storage cupboards and, Corian Countertops, and a large double closet pantry. Both Oversized bedrooms feature WALK-IN Closets, and with a Coat Closet and Linen Closet there's plenty of storage. The OPEN CONCEPT layout is light and bright, featuring Three Solar Tubes the bathe the space in natural light. With a BRAND NEW ROOF, NEW IMPACT WINDOWS and GARAGE DOORS this home is built for both style and security. The new AC in 2021 adds to the home's comfort and efficiency. Additional BONUS is the BUYER Preference to choose to purchase with or without the fabulous furnishings! LOCATED HIGH and DRY, in a NON EVACUATION ZONE with NO FLOOD INSURANCE Required! Enjoy the Good Life, FREE GOLF on 3 Executive GOLF Courses, STORE YOUR BOAT or RV For FREE, play Tennis, PICKLEBALL, Bocce or Shuffleboard. Cruise the lake on 2 community owned Pontoon BOATS and when you're Feeling Artsy there is Ceramics or StainGlass studios plus a FULL Woodworking Workshop with over 40 Clubs, there's something for everyone! All this and more included in the low monthly fee of $164 in this very Active 55 community.

Details

Property type

Single Family Residence

Est. home value

$487,075

Lot size

7,148 sq ft

Price per sq ft

$311

Year built

1987

Annual property taxes

$4,951.11

Monthly HOA fee

$164

Price History

02/15/2025
StellarMLS

StellarMLS #TB8320193

Listed
$529,000
02/07/2025
StellarMLS

StellarMLS #TB8320193

Pending
$529,000
01/24/2025
StellarMLS

StellarMLS #TB8320193

Price change
$529,000
-3.8%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Palm Harbor Univ High-PN

Community features: 

Clubhouse, Golf, Pool, Sidewalks, Tennis Court(s)

Senior community center: 

Yes

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$313,182
Asking price
$529,000
Closing costs (~8% of asking)
-$42,320
Est. remaining loan balance
-$173,498
Cash to seller
$313,182

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Quicken Loans Inc

Loan start date

April 2020

Original loan amount

$240,250

Est. remaining balance

$173,498

Interest rate

2.79%

Loan type

New Conventional, 15 year

Seller

Christina M Crnkovich and Patrick D Gill

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 1:00 AM

Listing updated: 02/15/2025 at 3:45 PM

Listed by: Sheri Ragsdale, RAGSDALE RESIDENTIAL REALTY Phone #: (727) 742-3789

MLS: StellarMLS #TB8320193

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Recently listed in PALM HARBOR