tomo logo

$318,000

Beds
4
Baths
2.0
sq ft
1,807

360 Bridge Harbor Dr, Panama City, FL 32404

360 Bridge Harbor Dr

Panama City, FL 32404

  • 38 days on market
    • Price drop $2,000↓
Immaculate, energy-efficient 4BR/2BA home located in a well-established neighborhood less than 13 minutes to Tyndall Air Force Base & close to shopping and restaurants. HUGE BONUS to future owner--SOLAR PANELS ARE FULLY PAID AND INCLUDED WITH THE HOME!!! While similar homes in the area typically have electric bills in the $200-400 range each month, the current owners only pay $20-30 per month. WOW!!! Located right down the road from the resort-style pool w/ outdoor kitchen and across the street from a lovely green space, this home has been extremely well-maintained and is ready for its new owners. It features an open floor plan with split bedrooms offering a comfortable layout, a privacy fenced yard, an adorable covered porch, stainless steel appliances, an upgraded Smart Home Technology Package w/ security system, and a Builder's Warranty. This is one you will definitely want to put on your short list!! CALL TODAY FOR MORE INFORMATION.

Details

Property type

Single Family Residence

Est. home value

$311,419

Lot size

5,663 sq ft

Price per sq ft

$176

Year built

2020

Annual property taxes

$3,577

Monthly HOA fee

$88.33

Price History

03/24/2025
CentralPanhandle

CentralPanhandle #769142

Price change
$318,000
-0.63%
02/20/2025
CentralPanhandle

CentralPanhandle #769142

Listed
$320,000
+3.23%
11/21/2022
CentralPanhandle

CentralPanhandle #729948

Sold
$310,000

Schools & Community

Elementary school: 

Parker

Middle school: 

Rutherford Middle

High school: 

Rutherford

Community features: 

Pool, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

-$9,236
Asking price
$318,000
Closing costs (~8% of asking)
-$25,440
Est. remaining loan balance
-$301,796
Cash to seller
-$9,236

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Rocket Mortgage Llc

Loan start date

November 2022

Original loan amount

$310,000

Est. remaining balance

$301,796

Interest rate

6.66%

Loan type

VA, 30 year

Seller

Quincy Harkins and Natasha Harkins

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/31/2025 at 8:50 PM

Listing updated: 03/24/2025 at 11:30 AM

Listed by: Eva M Mullins, Coldwell Banker Realty Phone #: (850) 234-6696

MLS: CentralPanhandle #769142

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