tomo logo

$399,000

Beds
4
Baths
2.0
sq ft
1,938

3615 State Ave, Panama City, FL 32405

3615 State Ave

Panama City, FL 32405

  • 161 days on market
    • Price drop $900↓
Welcome to your dream home County Zoned with privacy in the city!! This modern 4-bedroom, 2-bath home offers 1,948 sq ft of comfortable living space on a spacious 1/2 acre lot. The kitchen features beautiful granite countertops and stainless steel appliances. Including an inviting living room featuring a wood burning fireplace, high ceilings and great natural light. There is also a den, for additional living space.Enjoy the peaceful screened-in back porch, perfect for relaxation and entertainment. The fenced-in yard provides privacy and security, while the newly built shed adds additional storage space, as well as the attached two car garage. Recently updated and freshly painted inside and out, this home is ready for you to move in and make it your own.

Details

Property type

Single Family Residence

Est. home value

$312,141

Lot size

0.5 acres

Price per sq ft

$206

Year built

1979

HOA

No

Price History

01/10/2025
CentralPanhandle

CentralPanhandle #761326

Price change
$399,000
-0.23%
01/06/2025
CentralPanhandle

CentralPanhandle #761326

Removed
$399,900
10/22/2024
CentralPanhandle

CentralPanhandle #761326

Price change
$399,900
-11.11%

Schools & Community

Elementary school: 

Northside

Middle school: 

Mowat

High school: 

Bay

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$270,892
Asking price
$399,000
Closing costs (~8% of asking)
-$31,920
Est. remaining loan balance
-$96,188
Cash to seller
$270,892

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

R M K Financial Corp

Loan start date

November 2014

Original loan amount

$121,806

Est. remaining balance

$96,188

Interest rate

4.23%

Loan type

VA, 30 year

Seller

Robert W Cunningham

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/22/2025 at 5:15 PM

Listing updated: 01/10/2025 at 5:50 PM

Listed by: Molly M Shores, Overstreet Realty Phone #: (850) 814-8482

MLS: CentralPanhandle #761326

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