tomo logo

$364,000

Beds
4
Baths
2.5
sq ft
2,560

3639 W Surrey Ln, Fort Gratiot, MI 48059

3639 W Surrey Ln

Fort Gratiot, MI 48059

  • 116 days on market
    • Price drop $5,000↓
Charming Colonial in Fort Gratiot! This 4-bedroom plus bonus room, 2.5-bath home combines comfort and convenience in every detail. Enjoy a spacious living room with a cozy fireplace, perfect for relaxing nights in. Step outside to a serene backyard retreat, complete with a beautiful patio, fenced in with durable vinyl fencing, and surrounded by mature trees for added privacy. The exterior boasts classic curb appeal, a wide driveway leading to a two-car garage, and an upgraded metal roof designed to last 100 years. Nestled in a peaceful neighborhood yet close to local amenities, this home offers both room to grow and a welcoming atmosphere. Don’t miss the chance to make it yours!

Details

Property type

Single Family Residence

Est. home value

$304,073

Lot size

Unknown

Price per sq ft

$143

Year built

1986

Annual property taxes

$3,857

Monthly HOA fee

$2.08

Price History

02/03/2025
MiRealSource

MiRealSource #50159813

Price change
$364,000
-1.36%
01/08/2025
MiRealSource

MiRealSource #50159813

Price change
$369,000
-3.91%
12/06/2024
MiRealSource

MiRealSource #50159813

Price change
$384,000
-1.29%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

Port Huron Area School District

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$136,019
Asking price
$364,000
Closing costs (~8% of asking)
-$29,120
Est. remaining loan balance
-$198,861
Cash to seller
$136,019

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Quicken Loans Llc

Loan start date

May 2021

Original loan amount

$215,716

Est. remaining balance

$198,861

Interest rate

3.13%

Loan type

FHA, 30 year

Seller

James R Mcconnell and Monica L Mcconnell

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 4:15 AM

Listing updated: 02/17/2025 at 8:50 AM

Listed by: Justin Gazdick, KW Platinum Phone #: (586) 949-0200

MLS: MiRealSource #50159813

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