tomo logo

$349,900

Beds
3
Baths
2.0
sq ft
1,510

3708 Shoreline Cir, Panama City, FL 32405

3708 Shoreline Cir

Panama City, FL 32405

  • 118 days on market
We are priced to sell! The new homes coming in off Michigan are set to be quite a bit more in price. What an opportunity. Pretty Bayou home near boat ramp has Gulf access, deep water boating area. Well kept three bedrooms 2 bathrooms home has a stone fireplace in extra-large living room with vaulted ceilings, open kitchen with dining area, laundry room, large covered back porch and BBQ area in landscaped backyard and a large two car garage. The home is accented with stone and wood on exterior, a sprawling live oak tree offers shade and Spanish moss in the front yard. Solar panels allow the electric bill to be very economical, and there is a water treatment system in the garage for whole house clean water. The community around Pretty Bayou is very popular among water-boating-fishing oriented people, public boat ramp on Shoreline Cir just a few doors down and allows for Gulf access (important note to keep!). The Shoreline Subdivision is quiet yet full of life. This home is easy to show.

Details

Property type

Single Family Residence

Est. home value

$300,215

Lot size

0.25 acres

Price per sq ft

$232

Year built

1978

Annual property taxes

$2,673

HOA

No

Price History

01/13/2025
CentralPanhandle

CentralPanhandle #765779

Listed
$349,900
12/28/2024
CentralPanhandle

CentralPanhandle #765779

Pending
$349,900
12/03/2024
CentralPanhandle

CentralPanhandle #765779

Listed
$349,900
+3.22%

Schools & Community

Elementary school: 

Lucille Moore

Middle school: 

Jinks

High school: 

Bay

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$124,147
Asking price
$349,900
Closing costs (~8% of asking)
-$27,992
Est. remaining loan balance
-$197,761
Cash to seller
$124,147

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Mortgage Research Center Llc

Loan start date

September 2020

Original loan amount

$219,945

Est. remaining balance

$197,761

Interest rate

2.88%

Loan type

VA, 30 year

Seller

Zachary Amos Brown

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/01/2025 at 5:55 AM

Listing updated: 03/29/2025 at 10:50 AM

Listed by: Krista R Navarro, Gulf Real Estate Phone #: (850) 258-2611

MLS: CentralPanhandle #765779

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