tomo logo

$355,000

Beds
3
Baths
2.0
sq ft
1,250

3709 Ricky Ln, Saint Cloud, FL 34772

3709 Ricky Ln

SAINT CLOUD, FL 34772

  • 11 days on market
Assumable FHA Mortage at 4.124...Welcome to 3709 Ricky Lane, a charming residence nestled in the heart of St. Cloud, Florida. Picture yourself stepping into a spacious abode, boasting three bedrooms and two bathrooms, designed with an open floor plan that allows for seamless transitions between living spaces. High ceilings give a sense of grandeur and space, while the updated tile flooring adds a touch of modern elegance. We promise a home that caters to your comfort and convenience. The main bathroom has been recently updated and now features a walk-in shower, offering a luxurious space to unwind after a long day. Step outside to discover a large new paver patio, an ideal spot for outdoor dining or morning coffee. The expansive backyard offers ample room for potential additions, such as a pool or garden, and with no rear neighbors, you can enjoy your outdoor oasis in privacy. Let us prove to you the value this home brings. The residence is situated close to the heart of Downtown St. Cloud, placing a plethora of restaurants, shops, and local amenities at your fingertips. For the golf enthusiasts, the Royal St. Cloud Golf Links is just a short drive away, offering a world-class golfing experience. And for those who enjoy nature and outdoor activities, the picturesque Lake Tohopekaliga is nearby, perfect for fishing, boating, or simply enjoying the beautiful Floridian sunsets. Now, we push you to take the next step. 3709 Ricky Lane is more than just a house; it’s a lifestyle. A place where comfort meets convenience, where you can enjoy the tranquility of your private backyard yet be minutes away from the vibrant downtown area. This is a home that adapts to your needs, offering potential for personalization and growth. Experience it for yourself. Welcome to your future home at 3709 Ricky Lane.

Details

Property type

Single Family Residence

Est. home value

$340,523

Lot size

8,494 sq ft

Price per sq ft

$284

Year built

2016

Annual property taxes

$2,506.79

Monthly HOA fee

$45

Price History

01/11/2025
StellarMLS

StellarMLS #TB8335089

Listed
$355,000
-2.74%
12/25/2024
StellarMLS

StellarMLS #O6219081

Removed
$365,000
09/14/2024
StellarMLS

StellarMLS #O6219081

Price change
$365,000
-2.67%

Schools & Community

Elementary school: 

Canoe Creek K-8

Middle school: 

St. Cloud Middle (6-8)

High school: 

Harmony High

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$168,368
Asking price
$355,000
Closing costs (~8% of asking)
-$28,400
Est. remaining loan balance
-$158,232
Cash to seller
$168,368

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Home Solution Lenders Inc

Loan start date

January 2017

Original loan amount

$188,578

Est. remaining balance

$158,232

Interest rate

4.08%

Loan type

FHA, 30 year

Seller

Edwin Manuel Soto and Elsa Maria Soto

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/22/2025 at 3:40 PM

Listing updated: 01/18/2025 at 3:10 PM

Listed by: Mike Daquino, DOUGLAS ELLIMAN Phone #: (727) 698-5708

MLS: StellarMLS #TB8335089

StellarMLS logo

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