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$324,900

Beds
4
Baths
2.0
sq ft
2,025

37102 Oak Ln, Umatilla, FL 32784

37102 Oak Ln

UMATILLA, FL 32784

  • 144 days on market
    • Price drop $20,000↓
NO HOA! ASSUMABLE MORTGAGE AT 3.1% INTEREST! HUGE POTENTIAL SAVINGS OVER CURRENT INTEREST RATES! This renovated 4-bedroom, 2-bathroom canal-front home in the Three Lakes Subdivision is ready for you to call it home! The house features wood laminate flooring throughout the main living areas and bedrooms, newer paint on both the interior and exterior (2020), updated ceiling fans throughout, and beautifully renovated bathrooms. The updated kitchen boasts stainless steel appliances, updated Formica countertops, and a picturesque view of the front garden from the window above the sink. Enjoy the natural Florida sunshine with numerous windows, especially in the large family room/library with built-in shelves. The spacious backyard is perfect for entertaining, featuring a large fenced-in area with ample room for a pool or a large birdcage. The home backs up to a canal leading to a nearby lake, offering you the best of Florida's natural beauty. The front of the home has a screened-in porch, while the side features a vinyl-enclosed lanai, perfect for soaking up the sun. For your convenience, the seller will be installing a new roof and new septic tank prior to closing. This is your chance to own a little slice of paradise!

Details

Property type

Single Family Residence

Est. home value

$326,718

Lot size

8,800 sq ft

Price per sq ft

$161

Year built

1963

Annual property taxes

$3,518.64

Price History

08/21/2024
StellarMLS

StellarMLS #G5084195

Price change
$324,900
-5.8%
08/10/2024
StellarMLS

StellarMLS #G5084195

Price change
$344,900
-1.43%
07/02/2024
StellarMLS

StellarMLS #G5084195

Listed
$349,900
+4.45%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$114,593
Asking price
$324,900
Closing costs (~8% of asking)
-$25,992
Est. remaining loan balance
-$184,315
Cash to seller
$114,593

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Amerihome Mortgage Company Llc

Loan start date

May 2021

Original loan amount

$198,726

Est. remaining balance

$184,315

Interest rate

3.13%

Loan type

FHA, 30 year

Seller

Nathan D Thomas and Justin A Cannici

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/23/2024 at 12:05 AM

Listing updated: 08/21/2024 at 11:26 AM

Listed by: Chris Day, WORTH CLARK REALTY Phone #: (352) 988-7777

MLS: StellarMLS #G5084195

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