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$349,000

Beds
2
Baths
2.0
sq ft
1,158

3816 Quarts St Unit D, Panama City, FL 32408

3816 Quarts St Unit D

Panama City Beach, FL 32408

  • 30 days on market
Coastal charm meets investment potential at The Crystal Quarts. Nestled on the tranquil East End of Panama City Beach, this fully renovated coastal townhome offers an incredible investment opportunity or dream getaway. Whether you are looking for a turnkey short-term rental or a personal slice of paradise, this fully furnished retreat has it all. Located in the Northwest Panhandle of Florida, Panama City Beach is a world-renowned 27-mile stretch of sugar-white sand beaches, consistently ranked among the top beaches in the U.S. From St. Andrews State Park to Pier Park's open-air shopping and dining, this area is packed with entertainment, outdoor adventures, and family-friendly activities. Step inside to a bright and open living space designed for comfort and functionality. The spacious living room welcomes you at the front door, leading to an open-concept kitchen and dining area perfect for hosting. A movable island, large pantry, and full-size appliances provide plenty of storage and prep space. The dining area comfortably seats eight guests, making it ideal for large gatherings. A full bathroom with a stand-up shower is also conveniently located on the main floor. The outdoor space is designed for relaxation and entertainment, featuring an oversized deck, a well-landscaped yard, and a fully fenced backyard, perfect for kids and pets to enjoy. Upstairs, there are two large bedrooms. The primary suite features a king-sized bed, walk-in closet, and an attached ensuite with a custom-tiled stand-up shower. The second bedroom offers two queen-size beds, a large closet, and access to a private deck overlooking the backyard. With access to top-tier attractions such as the PCB Sports Complex, golf courses, marinas, deep-sea fishing charters, and dolphin tours, this property is perfectly suited for vacationers and long-term renters alike. Duplin Winery, Aaron Bessant Park concerts, and year-round events add to the appeal of this coastal destination. Do not miss your chance to own a piece of paradise in Panama City Beach. Whether you are seeking a profitable short-term rental or a personal retreat, The Crystal Quarts is an opportunity you do not want to pass up. Schedule your private showing today.

Details

Property type

Townhouse

Est. home value

$246,445

Lot size

1,699 sq ft

Price per sq ft

$302

Year built

1988

Annual property taxes

$2,409

HOA

No

Price History

02/19/2025
CentralPanhandle

CentralPanhandle #769408

Listed
$349,000
-1.69%
03/10/2022
CentralPanhandle

CentralPanhandle #722070

Sold
$355,000

Schools & Community

Neighborhood: 

Lower Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Number of units in community: 

6

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$106,356
Asking price
$349,000
Closing costs (~8% of asking)
-$27,920
Est. remaining loan balance
-$214,724
Cash to seller
$106,356

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Cardinal Financial Company Lp

Loan start date

March 2022

Original loan amount

$227,500

Est. remaining balance

$214,724

Interest rate

3.69%

Loan type

New Conventional, 30 year

Seller

Ellen L Patterson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/29/2025 at 11:00 AM

Listing updated: 03/05/2025 at 5:29 AM

Listed by: Tyler D Southerland, Coastal Heritage Real Estate LLC Phone #: (850) 249-0521

MLS: CentralPanhandle #769408

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